Credit Analyst

3 months ago


Sydney, Australia ScotPac Full time

Banking & Finance
Analyst

We're on the lookout for a commercially minded Credit Analyst ready to join a Trade Finance team that is going places
Our Purpose

We are on a big journey at ScotPac pushing the boundaries of SME lending. We started our journey over 30 years ago with a very relationship focused approach helping the SME market with their cashflow requirements. Customer relationships remains in our DNA.
We want to make it even easier for businesses to obtain the finances that they need to thrive and grow in today’s marketplace with disruptive experiences and products.
How you will Make an Impact

With your strong financial analysis, solution focussed approach and ability to work as part of a team, you will be responsible in managing credit risk for new and existing client portfolio, delinquent accounts, and compliance reporting in Trade Finance.

What you'll do:

- Assess and approve credit submissions and conduct periodic credit reviews.
- Keep losses to a minimum through effective monitoring risk, identifying and assisting the broader Trade Finance team in resolving risk issues.
- Analytical review of portfolios and providing support to Trade Finance management team.
- Minimise or eliminate losses by monitoring risk, detecting, and rectifying potential breaches of policy.
- Minimizing risk of loss in the event of client default.
- Monitor financial standing of clients.
- Liaison with other areas of the business especially where client exposures are shared.
- Review Client Audit reports and Survey Reports, identify advise on remedial action where required.

What you’ll bring with you:

- 2 years credit writing experience preferably with an exercisable delegation/lending authority
- An understanding of credit analysis and assessment and deal structuring
- Excellent communication skills (written and verbal)
- Excellent level of initiative with strong problem-solving skills
- Excellent customer service skills

What We Bring:

- An opportunity to gain valuable experience with guidance and mentorship from leading industry experts.
- We support all types of flexible working that allow you to balance your work, your life, and your passions.
- Wellness benefit centred around your physical, mental, financial, and social health including a $299 allowance to spend on your health each year.
- Birthday leave.
- Leave incentive policy.
- Mental Health Relief Day.
- Paid Parental Leave
- Collaborative and inclusive culture - everyone is friendly and happy to help.
- Support of ongoing professional development and professional certifications.
- Charity events with all donations doubled by the company + 2 days volunteer leave per annum.
- _
Our clients come from all walks of life and so do we. A key foundation at ScotPac is respect and care and this is true no matter your background. We believe diversity makes our thinking stronger and our company greater. If this aligns with your foundations, we’d love to hear from you.


  • Credit Analyst

    6 months ago


    Sydney, Australia Westpac Banking Corporation Full time

    Credit Analyst All roles at Westpac Group can be considered for flexible working arrangements, such as flexible hours, working remotely, part time work, or job sharing. **Credit Analyst** - Permanent / Max Term full time position - Based in Sydney, NSW - Looking for an experienced credit analyst to join our busy Westpac team **How will I help?** As part...

  • Senior Credit Analyst

    4 weeks ago


    Sydney, New South Wales, Australia FourQuarters Recruitment Full time

    About the RoleWe are seeking a highly skilled and experienced credit professional to join our team as a Senior Credit Analyst.As a Senior Credit Analyst, you will be responsible for providing expert credit analysis and risk management support to our clients and internal stakeholders.

  • Credit Risk Analyst

    6 months ago


    Sydney, Australia INGRITY Full time

    Credit Risk Analyst required to join a financial services business to provide unsecured lending services to customers. As a Credit Risk Analyst, you will play a pivotal role in assessing and managing credit risk associated with our unsecured lending portfolios. Leveraging your expertise in credit risk modelling, you will be responsible for validating and...

  • Credit Analyst

    6 months ago


    Sydney, Australia Westpac Full time

    All roles at Westpac Group can be considered for flexible working arrangements, such as flexible hours, working remotely, part time work, or job sharing. **Credit Analyst** - Permanent / Max Term full time position - Based in Sydney, NSW Looking for an experienced credit analyst to join our busy Westpac team - **How will I help?** As part of the...

  • Credit Analyst

    2 months ago


    Sydney, Australia Angle Finance Full time

    Angle Finance is a leading non-bank asset finance company operating in the rapidly growing intermediary asset finance market. Our signature is Faster, Easier Finance, provided by consistent, predictable and reliable service propositions in everything we do. Our people make us remarkable. So we’ve built a culture of empowerment, enabling our people to make...


  • Sydney, Australia QIC Limited Full time

    **Credit Analyst - 2 Month Contract Opportunity QIC is looking for a parental leave cover for an initial 2-month fixed term contract to join the business within our Private Debt Team. As we need someone to hit the ground running in this role, we are looking for someone with an exceptional background as a Credit Analyst within an Investment organisation...

  • Credit Analyst

    4 months ago


    Sydney, Australia Westpac Banking Corporation Full time

    Credit Analyst - Supporting our Commercial Industry Bankers at St. George Bank - Focusing on complex deals above $15M - Based in Sydney CBD, working flexibly As part of the Portfolio Management Team your razor-sharp credit analysis skills and strong industry insights will be put to use for both large private, and smaller public, companies. Working with...

  • Credit Analyst

    6 months ago


    Sydney, Australia BNP Paribas Full time

    CREDIT ANALYST (JOB NUMBER: CTC000088) As the leading European Union bank, and one of the world’s largest financial institutions with an uninterrupted presence in the region since 1860, BNP Paribas offers a wide range of financial services for corporate, institutional and private investors spanning corporate and institutional banking, wealth management,...

  • Credit Risk Analyst

    6 months ago


    Sydney, Australia PayTech Nexus Ltd Full time

    **Term**: 12 months **Experience Requirement**: 2-5 years **Job location**: Sydney, Australia **Project scope**: Credit Risk Analyst, Modelling **Background** We are working with one of the major card schemes and a Tier 1 Australian Bank, based in Sydney. This role is a 12-month contract (likely extending to 2 years) and is for an experienced Credit...

  • Credit Analyst

    6 months ago


    Sydney Western Suburbs, Australia Byron Thomas Recruitment Full time

    This position sits within the credit decisioning team and holds a $1 million DOA with the main function to assess the risk and credit exposure of their portfolio with responsibilities that will include but not be limited to: - Extensive analysis of company statements and financials to assess credit risk - Recommend and approve million-dollar credit lines to...


  • Sydney, New South Wales, Australia Zip Co Full time

    We are seeking a skilled Credit Analyst Liaison to join our team at Zip Co. This role is perfect for individuals with experience in credit risk management and customer service.About the RoleThis is a full-time opportunity to work 3 days a week in our offices in Circular Quay, where you will be responsible for assessing credit applications, collaborating with...

  • Credit Ratings Analyst

    6 months ago


    North Sydney, Australia Equifax Full time

    **What you’ll do** As a Credit Ratings Analyst, you will be required to research, perform credit risk analysis, provide detailed commentary, share insights and draw conclusions in the form of a detailed credit report. This will include financial statement/economic/industry analysis, benchmarking and modeling. The Credit Rating Analyst is also responsible...

  • Credit Risk Analyst

    6 months ago


    Sydney, Australia PayTech Nexus Ltd Full time

    **Term**: 12 months **Experience Requirement**: 3-5 years **Job location**: Sydney, Australia **Project scope**:Credit Risk Analyst, STP Enhancements **Background** We are working with one of the major card schemes and a Tier 1 Australian Bank, based in Sydney. This role is a 12-month contract (likely extending to 2 years) and is for an experienced...

  • Credit Ratings Analyst

    6 months ago


    North Sydney, Australia Equifax Full time

    **What you’ll do** As a Credit Ratings Analyst, you will be required to research, perform credit risk analysis, provide detailed commentary, share insights and draw conclusions in the form of a detailed credit report. This will include financial statement/economic/industry analysis, benchmarking and modeling. The Credit Rating Analyst is also responsible...

  • Senior Credit Analyst

    1 month ago


    Sydney, Australia FourQuarters Recruitment Full time

    Banking & Finance Analyst Sydney Permanent / Full Time Credit Montoring Preperation of Credit Applications Credit Analysis Key Responsibilities: - Through thorough credit analysis (Cashflow , Balance Sheet, P&L, etc)- Build and develop strong working relationships with Relationship Managers, clients, and other internal key stakeholders.- Work...

  • Credit Analyst

    7 months ago


    Sydney, Australia Carecone Pty. Ltd. Full time

    **Responsibilities** **In this role, you will be responsible for all the activities related to Credit Risk strategy. Few of the responsibilities are mentioned below**: - Current / prior experience of 5 to 7 years specially in Credit risk Analyst or related roles. - Managing workflow from a central queue in a timely manner - Managing the end-to-end...

  • Credit Risk Analyst

    5 months ago


    Sydney, Australia Convera Full time

    Credit Risk Analyst - Sydney Credit is an essential component within Convera and is extended to almost 6000 clients. It is a key factor in allowing Convera to both win and retain clients. The Credit department is responsible for the management and allocation of this credit within the guidelines of the Convera Global Credit Policy. The Credit department is...

  • Credit Risk Analyst

    6 months ago


    Sydney, Australia CareCone Australia Full time

    **Credit Risk Analyst**: - Sydney 3+ years experiences Ability to run data queries and do insights work Focus on strategic rather than operation work Business Analytics, Programming, SQL Analyzing the Credit Risk Profile of the Consumer Portfolio Developing Propensity Models for more details please contact +61 2 8198 2279 **Salary**: $110,000.00 -...

  • Credit Analyst

    7 months ago


    Sydney, Australia humm Full time

    Join our growing Commercial team! - Fun, collaborative team environment - Flexible working environment with Head Office based in the The Rocks The flexicommercial (part of hummgroup) culture is fast-paced, customer focused and high-achieving. flexicommercial partners with finance brokers to offer small to medium size businesses flexible and fast asset...

  • Credit Analyst

    4 months ago


    Sydney, Australia Westpac Group Full time

    Supporting our Commercial Industry Bankers at St. George Bank - Focusing on complex deals above $15M - Based in Sydney CBD, working flexibly As part of the Portfolio Management Team your razor-sharp credit analysis skills and strong industry insights will be put to use for both large private, and smaller public, companies. Working with Relationship...