Credit Analyst

7 months ago

Sydney, Australia humm Full time

Join our growing Commercial team
- Fun, collaborative team environment
- Flexible working environment with Head Office based in the The Rocks

The flexicommercial (part of hummgroup) culture is fast-paced, customer focused and high-achieving. flexicommercial partners with finance brokers to offer small to medium size businesses flexible and fast asset finance solutions. The business and this role is suited to someone who is flexible, organised, pro-active and able to multi-task, with experience in asset finance or finance graduate. We work in a blended work environment so are open to flexible working arrangements.

**What's so exciting about this role?**

We are in growth mode and are adding new team members to our Credit team. Sitting within our flexicommercial business, you will assess and manage credit risk both within the boundaries of the Group’s credit risk appetite and the businesses commitment to service levels. Understanding flexicommercial’s place in the market and its strikezone will be critical to success in this role. If you are a commercial asset finance credit analyst who is used to working in a high volume environment in the Small Ticket space, or are someone who is interested in learning about this segment, then this could be the role for you

**What Does An Average Day Look Like?**

No day is average, but here’s an idea of what you can expect to do in this role:

- Advise on structuring and underwriting large and/or complex transactions
- Manage transaction flow within credit to ensure that service levels are maintained
- Build, maintain and develop strong relationships with key internal and external stakeholders - including BDM’s and AM’s
- Maintain a culture of continuous improvement

**Who will thrive in this role?**

You are someone who believes in the strength of good relationships. You are flexible, driven and passionate about brokers and their customers; you can operate in and contribute to a fast paced and dynamic environment and you bring excellent multi-tasking skills and a focus on delivering outcomes.

You will also bring:

- Experience in underwriting asset/equipment finance transactions would be highly regarded.
- Knowledge of commercial finance products including operating lease, finance lease and chattel mortgage
- Tertiary qualifications in a banking, finance, commerce, economics or other related field would be highly regarded
- Strong numerical and financial analysis skills including the ability to discuss financial reports and associated information with stakeholders
- Demonstrated ability to build rapport and develop relationships with intermediaries, customers, sellers and flexicommercial staff
- Strong verbal and written communication skills
- High level of attention to detail
- A commercial mindset
- Willingness to learn

FlexiCommercial

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