Credit Risk Analyst
3 weeks ago
**About the role**:
Reporting into the National Credit Risk Manager, this role is responsible for critical analysis of both qualitative and quantitative data in the process of assessing the credit worthiness of both new and existing account customers.
The position will be the local point of contact for reviewing credit limit changes, identifying high-risk accounts, preparing reports for management, and managing the internal controls of aging reviews.
The primary responsibility of the Credit Risk Analyst is to provide insightful, relevant, succinct, and timely credit analysis including recommendations to the credit Risk manager with a view to minimize credit losses and promote business development.
- Analyse credit terms and limits, and determine credit risk and worthiness for potential, new and existing customers.
- Partner with business to develop diligence questions by reviewing contracts, forecasts/budgets, financial statements, construction reports, operating reports, order books etc.
- Ensure compliance with InfraBuild credit policy and procedures to ensure that any credit limit breaches are authorized at the correct approval level
- Identify & support the implementation of process improvement projects within the scope of the analyst role as well as the wider Credit function.
- Staying current on all aspects of assigned clients, including industry trends, portfolio performance, current events and news, potential risks, etc.
**About your experience**:
You are a leader who thrives in a culture of knowledge sharing & cross functional training; a self - starter, with the ability to work independently whilst being able to work effectively in a team environment.
- A degree in Risk/Commerce/ Finance/ Business or related preferred
- Exceptional commercial acumen to balance risks and opportunities
- Demonstrated ability to navigate complex situations, identify potential risks, and develop effective strategies.
- Remarkable interpersonal skills to build rapport and influence change.
- Solid communication skills with the ability to communicate complex financial information in a clear and organized manner.
- Strong financial interpretation skills and familiarity with financial statements.
- Ability to learn quickly with a high level of attention to detail and strong organizational and time management skills.
**About our team**:
At** InfraBuild **we are building futures through sustainable steel. We are Australia’s leading vertically-integrated Electric Arc Furnace steel recycling, manufacturing and distribution business. We provide solutions for commercial and residential construction, large scale and nation-building infrastructure, our primary producers, mining and rural sectors. With our rich history spanning more than 100 years we have entered an exciting new chapter, each day we help build and enable a stronger and more sustainable Australia, for a changing world**.**
**Next steps**:
Across our different business units, we offer career opportunities for people who share our drive, passion and ambition. From apprentices and graduates to experienced professionals, we are committed to offering fulfilling careers and the chance to grow as our business grows. We would love you to be part of our journey.
**We are a 2024 Circle Back Initiative Employer - we commit to respond to every applicant**.
-
Credit Risk Officer
7 days ago
St Marys, Australia Support Services - InfraBuild Full time**About the role**: Reporting into the National Credit Risk Manager, this role is responsible for critical analysis of both qualitative and quantitative data in the process of assessing the credit worthiness of both new and existing account customers. The position will be the local point of contact for reviewing credit limit changes, identifying high-risk...
-
Asset Risk and Data Analyst
4 weeks ago
St Leonards, Australia Fleetpartners Full time· ASX 300 listed financial services organisation· Flexible & hybrid working arrangements· Sydney/ Melbourne locationDo you want to:· work in an organisation where 98% of all team members believe that their manager genuinely cares about their well-being and feels valued? · understand the...
-
Asset Risk and Data Analyst
4 weeks ago
St Leonards, Australia FleetPartners Full time· ASX 300 listed financial services organisation· Flexible & hybrid working arrangements· Sydney/ Melbourne locationDo you want to:· work in an organisation where 98% of all team members believe that their manager genuinely cares about their well-being and feels valued? · understand the...
-
Associate Analyst, Account Management
6 days ago
St Leonards, Australia Mastercard Full timeOur Purpose We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our...
-
Analyst, Financial Planning
4 days ago
St Leonards, Australia Mastercard Full timeOur Purpose We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our...
-
St Leonards, Australia Mastercard Full timeOur Purpose We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our...
-
Network Operations Analyst Ii
4 weeks ago
St Leonards, Australia Mastercard Full timeOur Purpose We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our...
-
Configuration Management Analyst Ii
4 weeks ago
St Leonards, Australia Mastercard Full timeOur Purpose We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our...
-
Security Monitoring and Response Analyst Ii
7 days ago
St Leonards, Australia Mastercard Full timeOur Purpose We work to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our...
-
Principal Policy Analyst
4 weeks ago
St Leonards, Australia Health System Support Group Full time**Employment Type**: Permanent Full Time **Position Classification**: Health Manager Level 4 **Remuneration**: $133,671.00 - $159,929.00, plus Superannuation **Location**: 1 Reserve Road, St Leonards **Hours Per Week**: 38 **Requisition ID**: REQ387377 **Closing Date**: 17 April 2023 (11:59PM) **Where you'll be working** The Centre for Population Health...
-
Identified Position
4 weeks ago
St Leonards, Australia Health System Support Group Full time**Identified Position - Applied Epidemiologist / Policy Analyst - CDB** **Employment Type**: Permanent Full Time **Position Classification**: Health Manager Level 3 **Remuneration**: $119,348.00 - $136,057.00, plus Superannuation **Location**: 1 Reserve Road, St Leonards **Hours Per Week**: 38 **Requisition ID**: REQ393598 **Closing Date**: 14 May 2023...
