Credit Analyst

4 weeks ago

Sydney, New South Wales, Australia La Trobe Financial Full time

Direct message the job poster from La Trobe Financial

Australia's premier Alternative Asset Manager since 1952. Our culture combined with our commitment to service and our customers has seen La Trobe Financial grow to over $20 billion Assets Under Management and over 550 employees deployed across Melbourne and Sydney. For over 70 years, we have been trusted to deliver market leading returns and to provide financial solutions that make dreams into reality.

The Opportunity

As part of La Trobe Financial's Residential Real Estate Credit division, you will be responsible for the assessment of residential and investment loans within your delegated lending authority.

This includes reviewing an applicants' previous and current credit and financial information to determine their creditworthiness and the likelihood that they will be able and willing to meet their financial obligations. As part of this review, you will assess various elements of an application, such as their financial position, loan structure, security acceptability and whether the application adheres to responsible lending guidelines. You will be required to adhere to all La Trobe Financial policies, processes and compliance & administrative requirements.

Key Responsibilities

  • Assessment of individual, company, trust, construction (inclusive of multi development construction for Commercial Credit Analysts), and SMSF loan applications
  • Demonstrating due diligence and attention to detail; reviewing and extracting information from documentation, such as income & financial statements, trust deeds and identification documents, to confirm creditworthiness
  • Creating a Credit Approval Request Form (CARF) outlining the processes you have taken to reach your decision and recommendations
  • Working closely with other Analysts, Team Leaders and Credit Leads to workshop applications.
  • Managing credit risk, and ensuring all credit policy and guidelines are maintained and applied to appropriate decisions
  • Articulating and communicating credit decisions or workshops.
  • Providing outstanding and professional customer service to our referral partners, customers and internal stakeholders
  • Building strong and mutually beneficial relationships with our referral partners, customers, internal & external stakeholders
  • Adherence to the Customer Service Charter
  • Attending to general stakeholder enquiries
  • Providing insights and suggestions for possible process and operational improvements
  • Assisting other teams within the division if needed with credit assessments for both upfront, backend, and re-allocation applications
  • Perform any other duties or functions as required or assigned

About you

  • A degree in a business-related field, or previous experience in the banking/finance industry is preferred but not essential.
  • Demonstrated experience in retail lending will be advantageous
  • Exceptional customer service and relationship management skills
  • Strong written and verbal communication skills
  • Strong administrative, organisational and time management skills
  • A keen eye for detail and the ability to identify discrepancies within data
  • Ability to work both autonomously and in a team, in a high-pressure work environment
  • A fluid approach to negotiating, decision making and relationship building
  • Ability to adapt and demonstrate a flexible and agile mindset

Employee Benefits

  • Flexible working arrangements
  • Ability to purchase additional Leave
  • Employee Assistance Program (EAP)
  • Training opportunities
  • Social Events
  • Retail discounts with Reward Gateway

Please note, only shortlisted candidates will be contacted.

Seniority level

Associate

Employment type

Full-time

Job function

Analyst

#J-18808-Ljbffr

  • Credit Analyst

    2 weeks ago

    Sydney, New South Wales, Australia AMP Full time

    This is a Credit Analyst role with one of the leading companies in Australia, AMP. The company continues to grow rapidly.About AMPWe help people manage their banking, superannuation, retirement, and finances. Our mission is to empower individuals to make the most of their financial potential and create their tomorrow. With over 170 years of experience, we...

  • Credit Analyst, NSW

    4 days ago

    Sydney, New South Wales, Australia Allied Credit Pty Full time

    • Work in a market-leading firm, assessing both consumer & commercial lending applications.• A growing company which will offer plenty of career pathways and development.• Our hybrid working environment will allow you the work-life balance you crave.Company DescriptionAllied Credit is a leading and well-established finance partner in the vehicle and...

  • Credit Analyst, NSW

    2 weeks ago

    Sydney, New South Wales, Australia Allied Credit Pty Full time

    About UsAllied Credit is a leading and well-established finance partner in the vehicle and leisure asset industry, with strategic alliances incorporating well-known car and motorcycle brands. We offer a range of finance solutions including white label, joint venture arrangements and floor plan finance. Our proprietary loan origination system supports our...

  • Credit Analyst

    4 weeks ago

    Sydney, New South Wales, Australia Finstro Full time

    Credit AnalystFinstro has been solving financial challenges within B2B Trade finance since 2014 and served global businesses with over $1 billion in Trade Payments.Finstro provides a complete cashflow management platform, enabling customer and supplier payments and providing innovative credit-based solutions to help businesses grow.We are looking for a...

  • Credit Analyst

    2 weeks ago

    Sydney, New South Wales, Australia Finstro Full time

    Credit AnalystFinstro has been solving financial challenges within B2B Trade finance since 2014 and served global businesses with over $1 billion in Trade Payments.Finstro provides a complete cashflow management platform, enabling customer and supplier payments and providing innovative credit-based solutions to help businesses grow.We are looking for a...

  • Credit Analyst

    3 weeks ago

    Sydney, New South Wales, Australia Finstro Full time

    Credit AnalystFinstro has been solving financial challenges within B2B Trade finance since 2014 and served global businesses with over $1 billion in Trade Payments.We provide a complete cashflow management platform, enabling customer and supplier payments and providing innovative credit-based solutions to help businesses grow.As a Credit Analyst, you will...

  • Credit Analyst

    3 weeks ago

    Sydney, New South Wales, Australia ORIX Full time

    Join to apply for the Credit Analyst role at ORIX Australia Corporation Limited.As a Credit Analyst, you'll evaluate the creditworthiness of small-to-medium businesses applying for asset finance. Your responsibilities include conducting credit assessments, analysing financial statements, and making timely, informed decisions. This role requires strong...

  • Credit Analyst

    2 weeks ago

    Sydney, New South Wales, Australia Hydro Extrusion USA, LLC Full time

    Credit AnalystShape a greener future through initiatives like recycling and renewable energy at Hydro Extrusions, a leading aluminium extrusion company with over 100 sites globally.We are a century-old company transforming natural resources into valuable products while prioritizing safety and employee well-being.Benefits include:Medical, Rx, Dental,...

  • Credit Analyst

    2 weeks ago

    Sydney, New South Wales, Australia Plenti Full time

    Job Description:Plenti is a fintech lender, providing faster, fairer loans by leveraging its smart technology.We are seeking an experienced Senior Credit Analyst who has a solutions focussed approach and ability to thrive in a dynamic fast paced team environment. As a Senior Credit Analyst, you'll be vital to our team's success, looking after both consumer...

  • Credit Analyst

    3 weeks ago

    Sydney, New South Wales, Australia Hydro Extrusion USA, LLC Full time

    Credit AnalystAre you looking to make a real impact? For over a century, our people have been the driving force in solving some of the world's most pressing issues. Join us in shaping a greener future through initiatives like recycling and renewable energy.Hydro Extrusions is a leading aluminium extrusion company with around 100 sites in 40 countries and...