Head of Risk

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Cash Converters is Australia's largest second-hand retailer with affordable personal finance solutions, giving our customers the freedom of choice.

• Responsibility - We are clear, honest, and authentic.
• Perseverance - We show up with grit and determination.
• Equity - Everyday people helping everyday people.
• Potential - We innovate and we grow.
• Community - We do extraordinary things when we do it together.

Our Perth Office is looking for a Full Time Head of Risk to join our team.

• Support the Chief Risk Officer in managing Cash Converter's risk profile and align risk management to the company's goals, whilst maintaining regulatory compliance.
• Develop and implement Risk Management Frameworks
• Identify existing and new potential risks for Australian and International Operations
• Lead and manage the Risk Managers responsible for Compliance, Credit Assurance, Financial Crime & Privacy.
• Act as a subject matter expert and work collaboratively with internal stakeholders to strengthen compliance in areas such as Responsible Lending, Design & Distribution obligations, AML, Modern Slavery, Privacy, WH&S and Pawnbroking & Second-Hand dealing; and
• Prepare detailed risk profile reports, Risk Appetite Statements, Annual reports and present these reports to the Board of Directors or other key stakeholders as required.

• A tertiary qualification in commerce and/or business administration
• Experience in the Financial Services sector with Australian Financial Services Licensee and/or Australian Credit License holder
• Very strong data analytics and reporting capability
• Thorough understanding of Responsible Lending Obligations under the National Consumer Credit Protection Act
• Experience using Protecht Risk Management system and/or similar risk management systems
• Good understanding of the Privacy Act and Anti-Money Laundering Act

• Modern Perth CBD location, just minutes from major train and bus stations.
• Flexible working arrangements available.
• Exclusive access to 'Cashies Rewards' featuring reward and recognition, discounts and cash-back offers from over 400 retailers.
• Salary Packaging for a Novated Car lease available.
• Health Insurance Discounts
• 30% Instore Discount.
• Plus, access to our Wellness Activities: Move, Munch, Money and Mind.

We will start shortlisting for this position right away

So, keep your phone nearby You could be hearing from us soon.

Founded in 1984 in Victoria Park, WA, Cash Convertershas proudly grown from a humble homegrown Australian business into a leading name in the retail, pawnbroking, and personal finance industry. Over the past four decades, we've expanded our reach, celebrated 40 years of success and become an ASX-listed international company operating in 15 countries.

Cash Converters supports diversity, inclusion and equal opportunity. We encourage people of all cultures, backgrounds, gender, age, sexual orientation and abilities to apply.

Salary match Number of applicants Skills match

Cash Converters is Australia's biggest second hand retailer and sub-prime, non-bank lender listed on the Australian Stock Exchange. We're a proudly homegrown Australian business that has been making life possible for our customers since 1984, which is when we opened our very first store in Victoria Park, WA.

Since then we've come a long way, celebrating more than 40 years of success in retail, pawnbroking, and personal finance. Cash Converters is an ASX-listed international company with over 680 stores worldwide, having more than 150 stores in Australia, 22 owner-operated and franchised stores in New Zealand, and more than 500 franchise and owner-operated stores overseas.

Cash Converters is Australia's biggest second hand retailer and sub-prime, non-bank lender listed on the Australian Stock Exchange. We're a proudly homegrown Australian business that has been making life possible for our customers since 1984, which is when we opened our very first store in Victoria Park, WA.

Since then we've come a long way, celebrating more than 40 years of success in retail, pawnbroking, and personal finance. Cash Converters is an ASX-listed international company with over 680 stores worldwide, having more than 150 stores in Australia, 22 owner-operated and franchised stores in New Zealand, and more than 500 franchise and owner-operated stores overseas.

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