Credit Risk Assessment Manager

Salary package + Bonus + Financial Discounts

Are you ready to shape the future of retail credit risk at BOQ Group? As our new Credit Risk Assessment Manager, you'll play a pivotal role in ensuring the quality and integrity of our consumer lending portfolio. This is more than just a credit decisioning role — it's a chance to influence policy, mentor network lenders, and drive a prudent yet proactive credit culture across the business.

You'll be exercising Delegated Approval Authority (DAA) to assess and structure lending submissions, identifying trends and risks, and collaborating with internal and external stakeholders to support BOQ's strategic growth — the right way. From coaching frontline teams to contributing to policy development, your impact will be felt across the organisation.

This role sits within our Group Risk division, reporting to the Senior Manager Retail Credit Risk, and is integral to our mission of building social capital through banking.

About you

You're a confident decision-maker with a sharp eye for risk and a passion for responsible lending. With a background in Credit Risk and Consumer Financial Services, you bring strong stakeholder management, excellent judgement, and a collaborative spirit to everything you do.

You thrive in fast-paced environments, respond to queries with urgency, and take pride in mentoring others to elevate their credit assessment skills. You're curious, inclusive, and lionhearted — living the BOQ Group values every day.

Whilst holding a Bachelor's degree in Accounting, Finance or a related discipline is advantageous, what we're really looking for is someone with deep experience, strong knowledge, and strategic influence in this Credit Risk Assessment space — someone who can collaborate and partner across Business Bank, Retail, and Risk teams to drive impactful outcomes.

Working for us is fun and fast-paced, and we are seeking top talent to take us where we want to go. BOQ Group people are easy to spot. They're smart, energetic, full of ideas and passionate about what they do. If this sounds like you and you're looking to join a multi-brand on the forefront of financial services, we'd love to chat

About Us

BOQ Group is a truly unique group of challenger brands with a purpose – to provide a genuine alternative to Australian financial services for customers and employees.

Our family of brands (Bank of Queensland (BOQ), ME Bank, Virgin Money Australia, BOQ Specialist), each come with their own defined customer audience and brand personality, but share one goal – to build social capital through banking. That's creating trust with customers, exploring staff potential and believing that tiny gestures and big ideas can change the world for communities.

BOQ Group's inclusive vision is to foster a workspace that values and leverages difference and creates new possibilities, a place where our people feel confident to bring their best selves to work every day. We embrace difference and believe that our workforce should reflect the customers and communities that we serve.

Since 2021, BOQ Group is recognised as an Employer of Choice for Gender Equality by the Workplace Gender Equality Agency (WGEA).

In 2023, we successfully implemented an innovative Reconciliation Plan, driving positive change and promoting inclusivity across BOQ Group.

At BOQ Group, we are passionate about creating an exceptional work environment that nurtures both your professional and personal growth. Our comprehensive benefits package is designed to enhance your well-being, provide financial security, and foster a sense of community and inclusion. Here are just some of the fantastic perks you can enjoy as part of our team:

• Flexible working arrangement- Balance your work and personal life with ease.
• Discounted financial products- Enjoy exclusive rates on our financial services across the Group.
• Salary sacrificing options- Maximise your take-home pay with our salary packaging options.
• Paid parental leave with no minimum requirements- Spend quality time with your new family member without any worries.
• Purchase additional annual leave- Need more time off? You can buy extra leave days.
• Discounted private health insurance plan- Take care of your health with our special rates.
• Employee Assistance Program (EAP)- Access confidential support for personal and professional challenges for you and your family
• Access to employee network groups- Connect with peers through our First Nations Reconciliation, LGBTQIA+, Multicultural, Gender, Early Careers, and accessibility groups.
• Pride in Diversity membership: We are proud members of Pride in Diversity and actively participate in the Australian Workplace Equality Index.

We are committed to creating a workplace where everyone feels valued and supported. Join us and be part of a company that truly cares about its people and community

How to Apply

To apply for this role at #boqgroup #grouprisk,follow the links or apply via ourCareers Page.

BOQ Groupis committed to diversity and an inclusive workforce. Aboriginal and Torres Strait Islander People are encouraged to apply.

We celebrate, value and include people of all backgrounds, gender and expressions, sexualities, cultures, bodies and abilities. When you apply, you are welcome to tell us the pronouns you use and please let us know any reasonable adjustments you may need during the interview process.

If you are successful for a role with BOQ Group, it is a condition of employment that background screening is completed to ensure that the Bank complies with its obligations under the Anti-Money Laundering and Counter Terrorism Financing Act. These checks may include, but are not limited to: identity, verification, reference checks, criminal background checks, immigration checks, verification of academic qualifications, bankruptcy checks.

Please no agency applications.

Salary match Number of applicants Skills match

BOQ Group is a truly unique group of challenger brands with a purpose – to provide a genuine banking alternative for customers & employees.

Our family of brands (Bank of Queensland (BOQ), ME, Virgin Money Australia, BOQ Specialist, BOQ Business, BOQ Finance), each come with their own defined customer audience & brand personality, but share one goal – to build social capital through banking.

That's creating trust with customers, exploring staff potential & believing that tiny gestures & big ideas can change the world for communities.

Our inclusive vision embraces difference & we believe that our workforce should reflect the customers & communities that we serve.

BOQ Group is a truly unique group of challenger brands with a purpose – to provide a genuine banking alternative for customers & employees.

Our family of brands (Bank of Queensland (BOQ), ME, Virgin Money Australia, BOQ Specialist, BOQ Business, BOQ Finance), each come with their own defined customer audience & brand personality, but share one goal – to build social capital through banking.

That's creating trust with customers, exploring staff potential & believing that tiny gestures & big ideas can change the world for communities.

Our inclusive vision embraces difference & we believe that our workforce should reflect the customers & communities that we serve.

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Perks and benefits Perks & Benefits at BOQ Group Flexible working arrangements & 50/50 Hybrid work Discounted financial products Salary sacrificing options Paid parental leave with no minimum Purchase annual leave Discounted private health insurance plan Employee Assistance Program (EAP)

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