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Credit Analyst

4 months ago


Adelaide, South Australia Plenti Full time
Who is Plenti?

Plenti is a fintech lender, providing faster, fairer loans through smart technology and outstanding customer service.

Our proprietary technology delivers award-winning automotive, renewable energy and personal loans to help creditworthy borrowers bring their big ideas to life.

We are a dynamic and innovative business that is growing strongly.

By continuing to deliver better customer value and experience we are taking market share from incumbent players in the personal lending, renewable energy and automotive finance markets.


We are a fast moving and ambitious organisation that seeks to bring in smart and capable people who can take ownership of their role to help the business continue to grow and thrive.

We have approximately 200 people based in Australia and are a small enough organisation that everyone can make a difference but we have very big ambitions that our passionate team are working to deliver

Plenti is a founder led organisation and is now listed on the ASX with annual revenue of >$150 million. We are on a mission to be Australia's best lender

About the role


We're building our Secured Credit team and are on the hunt for an experienced Asset Finance Credit Analyst who is always trying to find ways to help customers.

As a Credit Analyst, you'll be vital to our team's success, looking after both consumer and commercial automotive loan applications flowing through our business.

What experience do you need?

  • Secured Delegation Lending Authority for asset finance, ideally automotive lending, 2+ years' experience within a bank or other leading retail financial institution.
  • High competence with Equifax Comprehensive Credit Reporting
  • Extensive experience verifying and analysing payslips, bank statements, tax documents, and all other financial documents
  • Exceptional quantitative and analytical skills of credit risk, coupled with sound judgment
  • Excellent verbal communication skills - a strong ability to precisely explain credit decisions to external and internal stakeholders.
  • A great personality coupled with boundless enthusiasm for great customer service
  • Proven ability to work autonomously in a very fast paced environment
  • Relevant tertiary and/or industry qualifications
What's life like at Plenti?

Working at Plenti means joining a team that is high-performing, diverse, customer-focused and collaborative. It's a place where everyone can "make it happen" and share in the results and rewards.


If being in a dynamic industry as part of a market-leading fintech sounds like you, then come help us positively reshape Australia's financial eco-system.

Our start-up culture fosters innovation, entrepreneurship, leadership and your career progression. We have a purpose our people believe in, and genuine values that come from deep within our business