Manager - Business Lending Capital & Portfolio Optimisation

2 weeks ago


Lindfield, New South Wales, Australia Commonwealth Bank Full time
Do meaningful work that impacts

At Business Banking (BB), we provide an array of services to our small to medium enterprise customers, corporate businesses, and regional/agribusiness customers.

Imagine yourself part of our Team

Join Business Lending (BL), a team specializing in offering Working Capital, Business Loans, Asset Finance, Corporate Finance, and Property Finance. They are also responsible for Line 1 Risk and Controls relating to these products. BL oversees Product Management, Process Management, Portfolio and Pricing Management, collaborating closely with Bankers, Data and Analytics, Digital, and Customer Experience teams.

About the Role

Your primary role involves transforming portfolio data assets into valuable insights that drive pricing, capital, and portfolio strategies for Business Lending.

Your responsibilities include:

  • Analyzing portfolio's RWA/capital and PACC/Returns composition to provide insights on performance and enhance portfolio strategies;
  • Engaging proactively with various datasets;
  • Designing useful analytics using commercial acumen to add value to portfolio management;
  • Developing systematic processes for analytics implementation;
  • Presenting insights to senior stakeholders to influence strategies;
  • Tracking and reporting on capital and portfolio initiatives; and
  • Supporting pricing desk with capital-related queries.
We are seeking individuals with
  • Strong SQL programming skills for managing large data assets;
  • Experience in various programming languages like SAS, Teradata, Oracle SQL Developer, R, and Python;
  • Ability to translate data into business outcomes with a commercial mindset;
  • Strong quantitative/problem-solving skills for dealing with incomplete information;
  • Understanding of applied finance, investments, and portfolio performance;
  • Capability to communicate data clearly to relevant stakeholders;
  • Experience with data visualization tools like R-shiny, Tableau, and VBA/Excel;
  • Exposure to Big Data and complex data environments;
  • Knowledge of Credit Risk Capital Prudential Standards and Credit Risk Prudential Standard;
  • Tertiary qualifications in a quantitative or technical field.

We offer flexibility for a better work-life balance, allowing half your time in the office monthly. Various options like adjusted work hours and part-time/job share are available. Reach out to discuss what suits you best.

If you resonate with this opportunity, apply now

If you're part of the Commonwealth Bank Group, apply internally for a seamless process. Let's navigate your career advancement together.

If you encounter any accessibility issues, contact HR Direct for assistance.



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