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Personal Loan Assessor

3 months ago


Perth, Western Australia 10FFA RAC Finance Ltd Full time

With over 1. 3 million members RAC is one of WA's most iconic and trusted brands. We are committed to building a stronger RAC and are embarking on an exciting transformation. This will create greater value for our members and deliver on our purpose to be "The driving force for a better WA" by 2030.

RAC Finance (RACF) specialise in market leading finance products and services ranging from personal loans, investment notes and property development finance loans.

What will you be doing ?

As a Personal Loan Assessor, you will be responsible for assessing personal loan applications against RAC Finance Credit Policy to make responsible lending decisions within a fast paced environment.

In addition, you will;

Conduct member discussions (inbound/outbound calling) to understand financial information provided on loan applications to support pre-approval or decline decisions

Proactively keep members informed of loan progress, outcomes and complete follow up calls to progress loan applications to settlement

Analysing all data and complete necessary credit assessment checks, to ensure an acceptable level of risk, complying with all legislative requirements including the National Credit Code

Achieve credit assessment targets in accordance with credit policy and procedure

What will you bring to the role?

Previous loan assessment experience is required (banking or finance industry experience preferred)

Experience in a customer service role (face to face or in a contact center environment

Sound understanding of the national credit code, responsible lending obligations and Privacy Act

What can we offer you?

A career at RAC is more than just a job. We are passionate about our people, and we strive to create an environment that fosters their growth and our culture. We value that everyone is different, and we strive to encourage everyone to reach their pinnacle. RAC are committed to developing our internal talent and this could be an ideal time to join our diverse and varied organisation that is currently going through a significant transformation. In addition to this we offer :

  • Access to RAC member benefits
  • An established Diversity & Inclusion strategy
  • Generous discounts on home, contents and car insurance plus free roadside assistance
  • In-house Health and Wellness programs
  • A competitive base salary plus super (ability to purchase additional leave)
  • A very active Social Club - join one of the most active social clubs in Perth with over 900 members

H ow to Apply

If you are a dynamic person with a strong background finance , ready to strive for success , please submit your resume and cover letter by clicking Apply Now. Application deadline is Friday 21st June

RAC Finance is an equal opportunity employer. We encourage applications from candidates of all backgrounds and experiences.

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About Us

RAC is a purpose-led member organisation.

Established in 1905, RAC has evolved into one of the most trusted organisations in the state, with more than 1.3 million members. At RAC we don't have shareholders. That means we reinvest our profits for the better of our members and our State.

Our Purpose is to be the driving force for a better WA.

Our Vision to 2030 is to create a safer, sustainable and connected future for Western Australians.

Our Mission is delivering great member services and experiences, whilst inspiring positive community change that makes life better in WA.

RAC is an equal opportunity employer. We continue to build an inclusive workplace where we respect and celebrate differences. We encourage applications from diverse groups including Indigenous and Torres Strait Islander people, physical ability, all age s , LGBTQI+ identities , all languages and diverse culture s and background s .

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