Senior Lending and Portfolio Analyst

1 week ago


Newstead, Australia Bank of Queensland Full time

About the Role

Join the BOQ Group as a Senior Lending and Portfolio Analyst in our BOQ Finance Team as part of our larger Business Banking business. This role provides tailored funding programs to Financial Intermediaries, Non-Bank Finance Companies, Fleet Asset Managers, Dealers/Vendors, Structured Finance partners and Novated Leasing Salary Packagers. In this role, you will support BOQ’s Dealer Finance Wholesale and Structured Finance business by acting as the 1st line of defence in risk management while delivering outstanding customer service.

Reporting to the Senior Manager BOQ Finance, you will manage both external and internal stakeholders, collaborating with and influencing a range of business partners across the group. This senior role involves mentoring junior team members and requires strong negotiation and credit skills.

Your responsibilities will include preparing credit memorandums, business review papers, annual reviews, overseeing documentation, ensuring program compliance, conducting dashboard reporting analysis, providing relationship support, and overseeing the Structured Finance Audit Programme from a 1st line perspective. You will act as the 1st line of defence in risk management, ensuring opportunities remain within BOQ Policy and Risk Appetite while contributing to the sustainable growth of the BOQ Dealer Finance and Structured Finance Portfolios.

 You will negotiate with credit risk to ensure positive outcomes and work closely with Account Managers and customers to maintain a customer-centric approach to risk management. Regular portfolio and covenant monitoring, compliance with BOQ credit policies, timely completion of credit submissions, and mandatory training are key aspects of this role.

About you

The ideal candidate will have experience in a Risk Assessment, Credit Assessment, or Analyst role in a commercial lending environment. You should have experience writing detailed credit submissions and presenting to senior management, knowledge of accounting standards, and the ability to critically analyse Financial Statements.

You should possess superior financial analysis skills, attention to detail, and time management abilities. A demonstrated sense of urgency, focus on follow-through, and the ability to close deals are essential. If you are a dynamic and experienced professional ready to make a significant impact, apply now to join the BOQ Group and contribute to BOQ Finance’s success.

About Us

BOQ Group is a truly unique group of challenger brands with a purpose – to provide a genuine alternative to Australian financial services for customers and employees.

Our family of brands (Bank of Queensland (BOQ), ME Bank, Virgin Money Australia, BOQ Specialist), each come with their own defined customer audience and brand personality, but share one goal – to build social capital through banking. That’s creating trust with customers, exploring staff potential and believing that tiny gestures and big ideas can change the world for communities.

BOQ Group’s inclusive vision is to foster a workspace that values and leverages difference and creates new possibilities, a place where our people feel confident to bring their best selves to work every day. We embrace difference and believe that our workforce should reflect the customers and communities that we serve.

Since , BOQ Group is recognised as an Employer of Choice for Gender Equality by the Workplace Gender Equality Agency (WGEA).

In , we successfully implemented an innovative Reconciliation Plan, driving positive change and promoting inclusivity across BOQ Group.

Our Perks

• Flexible working arrangements
• Discounted financial products
• Salary sacrificing options
• Paid parental leave with no minimum
• Purchase annual leave
• Discounted private health insurance plan
• Employee Assistance Program (EAP)
• Access to employee network groups focused on First Nations Reconciliation, LGBTQIA+, Multicultural, Gender, Early Careers and accessibility
• BOQ Group is a member of Pride in Diversity and a participating organisation in the Australian Workplace Equality Index


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