Credit Officer

3 months ago

North Sydney, Australia Shift Full time

Company Description

At Shift, disruption, transformation, and positive change is important to us. We’re resetting expectations around how businesses trade, pay and access funds with an experience that is simple and seamless. Enabled by streaming data, we provide credit and payments platforms that are a better way to do business.

We’re here to help Australian businesses and want you to be a part of it. As part of the team, you’ll approach new challenges with a clean sheet of paper, reimagine possibilities and deliver results that are 10x better than before.

As one of Australia’s fastest-growing companies, you’ll join a team that has been recognised across the industry.

  • AFR’s Fast 100
  • Deloitte’s Technology Fast50,
  • Smart Company’s Smart50
  • Deloitte’s Asia Pacific Technology Fast 500. 

Job Description

As a Credit Officer in Shift’s Micro Business team you will primarily be responsible for assessing businesses with annual turnover of under $1.5million p.a. against Shifts policies and guidelines whilst delivering excellent customer service.

The ideal candidate will possess attention to detail, and the ability to thrive in a fast-paced environment. You will do this with a solution-oriented focus and methodical process whilst operating with a sense of urgency while working in a supportive team environment. 

This position offers a valuable opportunity to development in the field of credit analysis. We are looking for a dedicated individual who is eager to learn and contribute to the company’s success. If this sounds like you, please reach out.

Qualifications

How you will make a difference

  • Thorough understanding of the bank statement connection processes
  • A track record of delivering excellent customer service.

Skills that set you apart

  • Detail-oriented with strong organisational skills.
  • Strong diagnostic and cognitive skills
  • Familiar with business / commercial lending products
  • Excellent written and verbal communication skills.
  • Ability to work independently and as part of a team.

Responsibilities /Duties: 

  • Assess customers against the appropriate policies and guidelines.
  • Ensure that all data used to assess the credit of a customer are appropriately input to models assessments etc.
  • Liaise with broker customers as appropriate to obtain information as appropriate. 
  • Communicate outcomes to customers and brokers decisions in a clear and professional manner.

Additional Information

Our culture

You’ll have supportive management helping develop your skills with regular catch ups, career development programs and annual reviews. You’ll have the opportunity to work with a diverse, talented and results-driven team that thrives on new challenges in an innovative and transformational setting.We value all employee input, you won’t find politics or egos: just one team, with shared successes and shared learnings.

The perks

At Shift, you’ll get great range of benefits such as:

  • Industry leading 26 weeks paid parental leave & 2 weeks partner leave.
  • Flexible working, from home and office and get your birthday off
  • Diversity is probably something you care about, there are 26 different languages spoken by employees here.
  • We have a private prayer room and mothers’ room on site for employees to use.
  • If you like keeping active on your way to work or at lunch time, we have excellent end of trip facilities. 

If you don’t have all qualifications/skills but think you would be a great fit- get in touch. No updated resume? No problem Send us what you have and your LinkedIn profile. All Applications will get a response. 

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