Motor Finance Credit Analyst

Liberty Financial is a leading non-bank lender that has supported over 900,000 customers across Australia and New Zealand for more than 27 years.
Known for its flexible and innovative approach, Liberty offers tailored motor finance solutions to a wide range of customers, including those with unique financial circumstances.
With a strong focus on customer choice and service, Liberty helps people get financial even when others say it's not possible.
A great career opportunity exists for a Credit Analyst to join our close knit Motor team.
Your day will involve using your analytical skills to assess motor finance applications by gathering relevant information and getting a picture of the applicant, rather than relying purely on system generated results.
You'll also talk to external business partners and our sales team, taking time to build rapport and relationships with them and communicating your decision on the application and our credit guidelines.
Do you have relevant experience in an Motor or Asset Finance assessment role with a broad understanding of lending products?
If so, this is an exciting time to join our growing team.
This job is for you if you thrive on making quick and sound decisions even when things aren't black and white, enjoy talking to business partners, and are adept at managing multiple applications.
Key Responsibilities Assess credit applications with accuracy and consistency, verifying employment, occupancy, and credit history.
Ensure compliance with NCCP, Privacy Act, and other relevant legislation.
Maintain clear and concise communication, including accurate diary notes.
Build strong relationships with internal teams and external partners.
Contribute to team meetings, ad hoc projects, and continuous improvement initiatives.
Identify and report risk issues and support a culture of compliance and learning.
Promote diversity, inclusion, and sustainability in daily work practices.
What We're Looking For Experience in credit assessment or financial services.
Strong analytical and communication skills.
A proactive, team-oriented mindset.
Commitment to customer service and continuous improvement.
Ability to work collaboratively in an in-office environment.
Why Join Us?
Supportive team culture with a focus on learning and development.
Office-based role in Melbourne with flexibility for hybrid work.
Opportunity to contribute to meaningful customer outcomes.
Inclusive and values-driven workplace.
Why join the Liberty Group?
At Liberty, we celebrate people bringing their most genuine and authentic selves to work and we're incredibly proud of the diverse and inclusive culture we've built.
We're living this commitment through our gender equality, disability, LGBTQIA+, mental health and religious and cultural initiatives.
As we work towards helping people get financial, we acknowledge and value the contribution of indigenous Australians, Torres Strait Islanders and other cultural minority communities.
We strive for diversity and inclusion within our workforce and deliver a number of initiatives for our community.
We are proud to be a certified B Corporation and endorsed by Work180.
We are thrilled to be the 2025 5 Star HRD Employer of Choice, 2024 Employer of Choice at the Australian Business Awards and MFAA Diversity and Inclusion Award 2022 - we will never be finished making Liberty the best place to work.
We believe it's the little extras that can make a big difference in helping our team meet their needs.
There's more to working at Liberty than just great financial rewards – we provide access to a large number of great benefits such as: Wellness perks including, free counselling, yoga and meditation classes, flu vaccinations, health checks, massages, private health and gym subsidies We are social with monthly themed lunches and events, EOY and EOFY parties On-site company provided school holiday program Community groups such as our internal Pride Network (LGBTQIA+), Women in Leadership, Green Stars (environmental enthusiasts) and more.
An opportunity to give back to the community with our Lend-A-Hand initiatives Career progression opportunities with access to online development courses Liberty is an equal opportunity employer.
We encourage applications from all people, regardless of race, gender, religion, age, sexual orientation, gender identity or disability.
If this role sounds interesting to you, APPLY NOW