Credit Portfolio Analyst

2 weeks ago

Sydney, New South Wales, Australia Shift Full time

**Company Description**:
**About Shift**

At Shift, we're passionate about disruption, transformation and positive change. Innovators by nature, we love to solve problems and deliver better outcomes for our customers and partners. As part of the team, you'll approach new challenges with a clean sheet of paper, reimagine possibilities and deliver solutions that are radically better than what's available today.

Shift is finance on demand for business. Enabled by streaming data, we provide credit and payments platforms that help businesses trade, pay and access funds.

As one of Australia's fastest-growing technology companies we're changing the way businesses access finance. Shift has been recognised by AFR's Fast 100, Deloitte's Technology Fast50, Smart Company's Smart50 and Deloitte's Asia Pacific Technology Fast 500.

The main purpose of this function is to oversee the performance of acquisition and continuous credit strategies across all credit products, using analytics to identify opportunities or areas that require improvement within the entire credit portfolio lifecycle. Major stakeholders: Product and Pricing committee and Continuous Credit Group
- Monitor the performance of policy rules and scorecards and provide insights and strategies to improve effectiveness and mitigate risk
- Run detailed ad-hoc analyses on multiple fronts such as acquisition and the portfolio back book to generate actionable insights and recommendations
- Develop relationships with senior leadership by creating and maintaining robust reporting and analytical insights that are easily understood and can effectively be used

Working Relationships:
- Portfolio Management Team-
- CPO and wider executive group-
- Product Development Team**Qualifications**:
**Skills**:
- Working knowledge of SQL and/or Python-
- Stakeholder management and cross-team collaboration-
- Excellent analytics and communications skillsExperience (not required, but helpful):

- Knowerldge of how credit portfolio move and operate
- Experience working with large datasets, analytic based tools, data visualisation and dashboard creation.
- Strong mathematical and numeracy skills

**Additional Information**:
**Culture Shift**

At Shift, we're proud of our rich diversity and culture of inclusion. We have an amazing culture geared towards helping you make the most of your career. We love our fast-paced, energetic environment where no two days are alike. Our values firmly guide the exciting work we do, solving problems and always looking to deliver better outcomes. At Shift you won't find politics or egos: just one team, with shared successes and shared learnings.

**The perks**

We offer competitive remuneration including car allowance and a company bonus. We boast an industry-leading 26-weeks Paid Parental Leave program, in addition to 2 weeks paid leave for Partners. Our staff say it's a great place to work where your ideas and insights are valued. We have moved into a new modern office, with outstanding end of trip facilities, a private reflection room and mothers' room available in the office. We hold regular social events to get the team together and because your birthday is a special day, you get to have that day off We also have a great flexible working policy

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