Associate Director Credit Management

• Ready to re-enter the workforce in February 2026 after a career break?

• Join our Career Comeback program and access tailored induction, personalised career coaching, flexible work options and more

• We're open to hearing from diverse candidates across Institutional Banking, Credit, Treasury, Consulting or Finance

Stepping back into your career? We're here to support your next chapter. If you've taken a career break of two years or more, this is your opportunity to return to meaningful work - with the structure, support and flexibility to help you thrive.

About the Career Comeback Program

Our 12-week Career Comeback program is designed to help talented professionals confidently re-enter the workforce. You'll join us in a permanent role within our Institutional Banking & Markets (IB&M) business while receiving wrap-around support, including:

• A structured induction and re-onboarding experience
• Personalised career coaching and mentoring
• Professional development workshops to rebuild confidence and help you thrive from day one
• A dedicated program manager to guide you through every stage

About the team

CBA's Institutional Banking and Markets (IB&M) is responsible for managing the Group's relationships with major corporate and government clients and institutional investors. It provides a full range of capital raising, transactional, and risk management products and services. IB&M also plays a critical internal role by delivering equities, markets, lending, and transaction banking execution capabilities to other CBA business units, enabling them to capture opportunities with business customers.

Credit Portfolio Management (CPM) is responsible for the optimisation and active management of IB&M's balance sheet and capital to improve customer, risk, and commercial outcomes. CPM supports the structuring and pricing of solutions to better address customer needs while enhancing financial performance.

About the role

You'll join a collaborative, high-performing team that values curiosity, integrity, and continuous learning. We work cross-functionally and are committed to building a brighter future through disciplined risk management and commercial excellence.

We understand flexibility matters, so we're open to part-time arrangements (4 days per week) if that works best for you.

In this role, you will:

• Develop and deliver portfolio insights that inform strategic decisions
• Support the design and execution of forward-looking portfolio strategies
• Engage with stakeholders across Institutional Banking & Markets to embed CPM thinking into deal origination and structuring
• Contribute to capital efficiency and cross-product alignment initiatives
• Drive commercial growth while maintaining disciplined risk management
• Collaborate across product, coverage, risk, treasury, and finance teams

We're interested in hearing from people who have:

• A breadth of background - we welcome candidates from institutional banking, credit, treasury, strategy, consulting, analytics, product, or finance
• Strong problem-solving and communication skills
• Confidence in dealing with ambiguity and a proactive mindset
• Sound capability in persuading and influencing
• A growth mindset and willingness to contribute to a high-performing, collaborative team

Ready to make your comeback?

We'd love to support your return to work and help you thrive in your next chapter. To learn more about the Career Comeback Program, visit our program page.

Whether you're passionate about customer service, driven by data, or called by creativity, a career here is for you.

Our people bring their diverse backgrounds and unique perspectives to build a respectful, inclusive and flexible workplace. We are working hard to build a team of people who represent the rich diversity of our customers and communities. If you're excited about this opportunity but you don't meet every single requirement, or your experience doesn't align perfectly, we still want to encourage you to apply. You may just be the perfect candidate for this opportunity or another within CommBank.

At CommBank we will inspire you with work that makes a difference, surround you with talented people that respect and value each other, and empower you to grow professionally and personally. Most of all, making a positive impact for customers, communities and each other is part of our every day.

We're determined to make a real difference for Australia's first peoples. We encourage all interested applicants to apply. If you're already part of the Commonwealth Bank Group (including Bankwest), you'll need to apply through Sidekick to submit a valid application. We're keen to support you with the next step in your career.