Legal and Compliance Manager

1 week ago


Sydney, New South Wales, Australia IPF Digital Australia Full time $100,000 - $140,000 per year

Do you thrive in a fast paced environment and are looking for an opportunity to spread your wings in a growing business  then keep reading, you may be the one we are looking for.

Who are we?

IPF Digital Australia (trading as Credit24), is part of a global market-leading consumer lending business, IPF Group. With operations also in Europe and Mexico; we thrive to build a better world through financial inclusion by offering fast, simple, and easy-to-access credit solutions to everyday Australians.

We're a team of high energy and passionate people, who pride ourselves on how we work together as a team. We truly believe in the importance of delivering great experiences for our customers, so we keep them at the forefront of everything we do.

We embrace the pursuit of ensuring a great work life balance for all. We work hard, however we acknowledge the importance of flexibility and balancing our internal & external priorities. We also practise a culture of consistently reflecting and celebrating our wins and achievements with one another.

The role

This role is critical in ensuring our operations adhere to all relevant legal, regulatory, and compliance obligations in Australia, while supporting business goals with practical, commercial legal advice. As Legal and Compliance Manager, you will be responsible for three key areas of IPF Digital Australia's business: legal, compliance and non-financial risk management and operations. You will provide support through a combination of legal advice, advice on all compliance matters and through operational set up and execution of compliance system using the IPF Digital framework, adapted for Australian regulatory needs. The Legal and Compliance Manager will have knowledge of in the following areas: consumer financing, customer protection, data protection, product development, regulatory requirements and communication, compliance routines and risk management.

The Legal and Compliance Manager will do this with flexibility, practicality, customer focus and a desire to continuously learn and improve IPF Digital's processes.

Responsibilities

Here's an example of your day to day:

Legal

  • The timely legal analysis and advice to inform decision-making, both with existing and future products of IPF Digital Australia

  • Support development with effectiveness in identifying and addressing potential legal issues (control and remediation activities)

  • Assisting in secretarial and corporate issues of IPF Digital Australia
  • Ensuring that correct documentation and process is followed for all legal contracts for services and are secure
  • Partner with internal teams (product, operations, HR, IT) to embed a strong culture of risk and compliance and ethical business practices
  • Act as the point of contact and co-operate with for external legal counsel and regulatory bodies
  • Provide timely advice on IPF Digital Australia corporate legal responsibilities
  • Administration and fulfilment of legal responsibilities across IPF Digital, this ranges from aspects of employment law to corporate business legal and regulatory activities
  • Review and draft corporate and legal documents and correspondence
  • Communicate effectively with government, regulatory agencies, media and the business and community sectors, including drafting and advocating submissions and correspondence and representing IPF Digital at presentations, conferences and meetings
  • Conduct work within the Responsible Manager framework
  • Cooperation with legal and compliance teams of the IPF Digital HUB and IPF group

Compliance and Non financial Risk Management

  • Maintain and oversee the organisation's compliance framework
  • Conduct risk assessments in relation to Australia operations and provide insights into risk mitigation strategies.
  • Advise business on design and implementation of controls to prevent compliance breaches
  • Manage regulatory reporting obligations and liaise with regulatory authorities when required.
  • Monitor changes in legislation and update internal policies and procedures accordingly.
  • Support corporate governance requirements, including board and committee support, policies, and record-keeping.
  • Organise and be responsible for the input to risk and compliance committee of IPF Digital Australia.
  • Perform compliance testing and develop improvement plans against identified gaps in agreement with business functions
  • Support the IPF Digital group to enable compliance and optimisation of business operations, in areas such as product development, consumer protection, data protection, etc.
  • Complete legal and compliance administrative tasks and activities
  • Prepare management reports regarding compliance operations and progress
  • Investigate non-compliance cases to help IPF Digital Australia in developing corrective actions, remediation when necessary and improving controls efficiency
  • Assist with the set-up of controls and process improvements for IPF Digital Australia, making recommendations for IPF Digital Group
  • Perform periodic gap analysis between current key compliance policies and the actual governance framework.
  • Utilise best practice and provide advice on all aspect of compliance management.

Requirements

Here's what we need from you:

  • Legal/Law degree (essential)
  • 3 years post-qualification experience in a legal or compliance role
  • Previous financial services exposure or law firm exposure
  • Experience in contract negotiation and review
  • Proven experience of advising on legal changes and updates
  • Be self-motivated and commercially minded
  • Strong understanding of relevant legislation, including the Corporations Act, AML/CTF Act, Privacy Act, and financial services licensing regime
  • Experience in consumer finance
  • Experience in operational risk management
  • Practical and creative approach to problem solving and risk mitigation
  • Risk oriented with business focus
  • Consumer credit industry (highly desirable)
  • In-house legal counsel (desirable)

What we can offer you

  • Global exposure
  • Office weekly breakfasts 
  • Snack bar
  • Friday happy fridge
  • Various team building events
  • A true people first and family culture
  • Employee assistance program
  • Development opportunities
  • Hybrid working model - with flexible work from home arrangements

Sound good?

We all think so at IPF Digital. Click apply now to join our IPFD Fam

IPF Digital Australia is an Equal Opportunity Employer and we value diversity and inclusion in the workplace. We seek to recruit, develop and retain the most talented people from diverse cultures, perspectives, skills and experiences within our workforce. All employment will be based on merit, competence, performance and business needs.



  • Sydney, New South Wales, Australia Dovetail Legal Solutions Pty Ltd Full time $150,000 - $200,000 per year

    SUMMARYInterim Senior Legal Counsel role leading corporate compliance and privacy programs across APAC, working with senior leadership on regulatory, governance and investigative matters.  3 to 6-month interim role.THE COMPANYA well-known FMCG company headquartered in Sydney with operations throughout APAC.THE ROLEYou will work with the General Counsel to...

  • Legal Counsel

    2 days ago


    Sydney, New South Wales, Australia Beacon Legal Full time $80,000 - $120,000 per year

    Beacon Legal have partnered with a professional services firm in their search for a new Superannuation Lawyer. They are looking to hire someone at the 3–5 PQE level, to be based in their Sydney office.We're seeking a proactive and motivated superannuation and financial services lawyer to support a dynamic and high-performing legal team. This role offers...

  • Legal Counsel

    2 weeks ago


    Sydney, New South Wales, Australia Hays | Legal Full time $120,000 - $180,000 per year

    Legal Counsel | Global Company | Regulatory | Commercial Your new company This global company operates across multiple regions, including Australia, Asia, Europe, and North America. With a strong focus on digital transformation, operational excellence, and regulatory compliance, the organisation partners with leading companies to deliver tailored...

  • Senior Legal Counsel

    3 hours ago


    Sydney, New South Wales, Australia Beacon Legal Full time $120,000 - $180,000 per year

    Beacon Legal have partnered with a leading Australian investment management business in their search for a new Senior Legal Counsel here in Sydney.We're seeking a proactive and commercially mindedfunds and investmentlawyer to support a high-performing and collaborative in-house legal team. This role offers the opportunity to work acrossa diverse range of...


  • Sydney, New South Wales, Australia Aware Super Full time $120,000 - $180,000 per year

    Your SUPER career starts hereAs one of Australia's largest profit-for-members superannuation funds, we always remember whose money it is and whose future we're looking after. We work to reimagine a new way forward for our 1.1 million members and their communities. Each other. And our world.Sound good? Learn more about us and what we do at Your New RoleIn the...


  • Sydney, New South Wales, Australia LexisNexis Legal & Professional Full time $90,000 - $120,000 per year

    About the RoleAt LexisNexis, we are transforming how professionals access and use regulatory and compliance content. We are seeking a talented and strategic Legal Content Specialist to join our dynamic Pacific team. In this role, you'll be the subject matter expert for a portfolio of Australian regulatory compliance content, shaping how it's developed,...

  • Legal Counsel

    1 week ago


    Sydney, New South Wales, Australia Sharp & Carter Legal Full time $120,000 - $180,000 per year

    About our Client:We are partnering with a leading international engineering, construction and services organisation to appoint a mid-level lawyer into their Legal, Compliance, Governance and Risk team.About the Role:This role offers exposure to a wide range of high-value, complex matters across multiple industries, with responsibilities including: ...

  • Legal Counsel Transport

    58 minutes ago


    Sydney, New South Wales, Australia Sharp & Carter Legal Full time $80,000 - $120,000 per year

    About the Role Our client is seeking an experienced Legal Counsel to join their team and provide trusted legal guidance across the organisation. In this pivotal role, you'll ensure compliance with relevant laws and regulations while supporting commercial outcomes. You'll advise on all contractual matters with customers and suppliers—both pre‑ and...


  • Sydney, New South Wales, Australia Moser Legal Support Full time

    EXCITING OPPORTUNITIES IN LEGAL SUPPORTWe are looking for experienced, enthusiastic, and self-motivated legal support candidates to join well-respected firms in Sydney, offering competitive salaries, collaborative workplaces, and excellent career satisfaction.OUR VACANT ROLES APPLY NOWCareer Executive Assistant Commercial Litigation & InsolvencyExecutive...


  • Sydney, New South Wales, Australia Sharp & Carter Full time $120,000 - $180,000 per year

    About our Client:We are partnering with a leading international engineering, construction and services organisation to appoint a mid-level lawyer into their Legal, Compliance, Governance and Risk team.About the Role:This role offers exposure to a wide range of high-value, complex matters across multiple industries, with responsibilities including:Group-wide...