Banking and Treasury Analyst

Who We Are

At Pepper Money, we're dedicated to helping people succeed—whether it's buying a family home, a dream car, developing professionally, or growing their business. We've become one of the largest, most trusted, and award-winning non-bank lenders in Australia and New Zealand. Over our 25 years, we've achieved a lot, but our proudest accomplishment is helping over half a million Australians reach their goals with our ever-expanding lending options.

The Role

We're on the lookout for a Treasury and Banking Analyst to join our Treasury team in a newly created position. You'll work closely with the Deputy Treasurer and Treasurer to manage daily banking approvals, support credit policy changes, and help drive process improvements across the board. If you love digging into data, spotting risks before they become problems, and making things run smoother - we'd love to hear from you.

• Banking Approvals: Manage and improve daily banking approval processes to boost accuracy and turnaround times.
• Credit Policy & Contracts: Support credit policy and contract changes, ensuring approvals are delivered on time and aligned with procedures.
• Risk Management: Help embed a strong risk and control culture within the Treasury team, with regular testing and documentation.
• Business Support: Provide support across ANZ mortgage and asset finance lending, including Treasury inputs, KYC, purchase orders, and producing investor presentations packs.
• Data & Reporting: Scope and implement new data requirements to improve Treasury reporting accuracy and timeliness.
• Deal Forecasting: Play a proactive role in scheduling new deals and maintaining the Treasury funding plan.
• Process Improvement & Automation: Identify and execute opportunities for automation and efficiency - including using AI tools - and share ideas across the business.

About you

We're looking for someone who understands the numbers and is not afraid to question something when it doesn't look quite right. Here are some of the things were looking for:

• Education: A degree in accounting, finance, or a similar field.
• Experience: At least 3 years in a similar role (e.g. rating agency, trustee company). Experience in corporate or bank Treasury, securitisation, or financial markets is a bonus.
• Skills & Mindset: Strong analytical thinking, clear communication, and a proactive approach to problem-solving and process improvement.
• Analytical mindset: You enjoying diving into data in excel and other platforms, you can spot patterns and use them to make informed decisions and generate action.
• Risk awareness: You've proved that you understand the important of controls and risk management, and you're proactive about identifying and addressing potential issues before they escalate.

At Pepper Money, collaboration is just as vital as your skills. Our values are the heartbeat of our success, driving everything we do:

Can Do: We think outside the box and harness the power of teamwork to achieve the extraordinary.

Balanced: We set our customers up for success, crafting win-win outcomes that are both human and profitable.

Real: We keep it honest and respect everyone, building genuine connections.

Our Benefits

At Pepper, we're dedicated to making this a fantastic place to work and supporting you every step of the way. Enjoy a values-driven, diverse environment with a leadership team that inspires success and a culture that rewards excellence. We're always finding new ways to make Pepper a place for everyone:

• Development: a full suite of development opportunities and a great team to learn from
• Recognition: Celebrate efforts with our Spice Reward and Recognition Program and diversity through our DE&I initiatives
• Flexibility: Embrace our hybrid working model, flexible parental leave policies and purchased leave options
• Health and Wealth: Free gym membership, discounted health insurance policies, novated leasing and staff loan rates to manage your mind, body and wallet
• Referral Bonus: Earn $2000 for referring great people.

If this role sounds like it's for you and you have experience in tackling some of the day-to-day tasks, we want to hear from you.

For more information on Pepper visit .

Pepper is proud of our inclusive and diverse workplace that we have built over the last 21 years. Diversity is embedded in our people practices, the way we communicate and connect with each other, and it is recognised throughout our values.