Property Claims Examiner

Chubb is the world’s largest publicly traded property and casualty insurance company, with operations in 54 countries and territories and over 30,000 employees globally. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

**Your Role**

The primary purpose of this role is to produce a high-quality work product on small to intermediate residential and commercial claims through prompt and professional contact with customers and brokers and through the effective investigation, reserving and adjustment of claims incurred by insureds.

**Your Responsibilities**:

- Manage a portfolio of claims for property claims as allocated and analyse first report to determine nature of loss, coverage provided and scope of damage
- Assess claims in accordance with Chubb’s service level and quality requirements and the General Insurance Code of Practice. This includes determining coverage, reserving within timeframes, making payments, responding to customer queries, providing updates, and requesting additional information as needed to manage a claim.
- Communication by telephone and written correspondence to brokers, claimants and others as required.
- Promptly and properly document all developments on claim workstation file.
- Take part in Claim Department and companywide training as required.
- Seek technical assistance in handling claims exceeding delegated authority
- Respond to enquiries and escalations of matters from underwriters, brokers and customers, and work with underwriters, the Compliance Department and other departments of the company as needed.
- Exercise good judgement in reaching final disposition of claim by evaluating nature of loss, liability, damage, coverage provided and applicable limits.
- Effectively negotiate compromise settlements where appropriate.
- Participate in claims meetings with internal and external stakeholders as required.
- Effectively control the use, work product and expense of outside vendors.
- Monitor performance and processes of service providers to make recommendations in respect of process and contract compliance, escalating breaches to Claims Management.
- Assist in daily payment, audit, and other administrative tasks as required.
- General assistance within the Claims Department and adoption of other duties in response to altered business needs and staff changes.
- Any other duties as required by the Team Leader

**Your Skills & Experience**
- Tertiary Qualified
- Investigation techniques.
- Written and verbal communication related to property claims handling (2-3 years experience)
- Insurance contracts
- Legal requirements and regulations.
- Damage and/or loss evaluation.
- Negotiation skills.
- Litigation procedures.
- Reserving skills.
- Chubb claim philosophy.
- Capable of participating in audits
- 1st and/or 3rd party fraud (desirable)

Chubb is committed to equal employment and celebrates individual differences by creating a workplace environment in which everyone feels welcomed, respected and valued. We offer you the opportunity to work as part of a dynamic and agile environment where continuous development is encouraged throughout your career, both locally and globally. Some additional benefits offered include a flexible working approach via our “My One Thing” initiative, education assistance, dress for your day every Friday, promotion of health and wellbeing (including discounted health insurance, daily breakfast and fresh fruit), and the option to enrol into the Chubb Limited discounted stock purchasing scheme.
- Flexible Working Arrangement