Finance Broker

**About Us**:
The Trustee for Formative Financial Services Fixed Unit Trust (trading as Wealth Base) is a client-focused mortgage broking firm that specializes in providing customized residential, commercial, and asset finance solutions. Our team supports a wide range of clients, ranging from assisting clients with purchasing their first home to assisting clients with complex loan structures, business acquisitions, and asset financing needs. Join us for a dynamic role where you’ll have access to extensive training, industry-leading tools, and an inclusive, collaborative team culture.

**Qualifications**:
Diploma in Finance and Mortgage Broking or higher.

Bachelor’s degree in finance, accounting or in a relevant field.

Certifications such as CFA, CPA, or currently working towards these or similar qualifications are highly regarded.

Understanding and the ability to read complex financials.

**Experience**:

- **Mortgage Broking & Lending**: 1-3 years in mortgage broking, residential, or commercial lending.
- **Credit Analysis**: Previous experience as a credit analyst, with expertise in both quantitative and qualitative credit risk assessment.
- **Financial Modelling**: Strong financial modelling skills to support complex loan evaluations.
- **Customer Service & Sales**: Background in customer relations or sales preferred.

**Key Skills**:

- **Financial Analysis**: Advanced financial and credit risk analysis capabilities.
- **Communication & Interpersonal**: Excellent verbal and written skills with a talent for building rapport and managing client relationships.
- **Attention to Detail**: High accuracy and organizational skills in reviewing financial documents.
- **Analytical Skills**: Proficiency in credit policies, compliance, and risk assessment.
- **Customer Focus**: Dedicated to providing an exceptional, client-centered experience.
- **Time Management**: Skilled at managing multiple loans and prioritizing tasks.

**Responsibilities**:

- Process both residential and commercial loans from start to finish.
- Manage customer enquiries and loan communications.
- For retail clients conduct comprehensive client assessments to understand goals and constraints.
- Ensure compliance with regulations and complete necessary documentation.
- Conduct thorough qualitative and quantitative credit risk analysis for complex financial structures.
- Develop financial models to assess loans for business acquisitions and asset financing.
- Provide tailored lending solutions, negotiating terms with lenders.
- Network within the community to establish referral relationships.
- Utilize an advanced loan platform for efficient document management and client communications.

**Perks and Benefits**:

- **Base Salary**: Competitive base salary of $74,000 to $78,000 plus uncapped commission.
- **Professional Development**: Opportunities for mentorship and continuous industry learning. We will assist you with obtaining your ACR with our aggregator if you do not have one already.
- **Flexible Work Options**: Hybrid arrangements to support work-life balance.
- **Lead Generation**: Access to a consistent flow of pre-qualified customer leads.
- **Technology & Support**: Cutting-edge tools for productivity and regulatory compliance.
- **Diverse Portfolio Access**: Network of lenders and products tailored to both residential and commercial clients.
- **Team Culture**: Inclusive, supportive environment with comprehensive administrative assistance.

**Ready to Grow Your Career in Mortgage Broking?**

Pay: $74,000.00 - $78,000.00 per year

**Benefits**:

- Professional development assistance

Supplementary Pay:

- Commission

Work Location: Hybrid remote in Greensborough, VIC 3088

Application Deadline: 21/12/2024