Credit Manager- Mortgage Risk, Credit Quality
2 weeks ago
This is a 12 months Max Term role.
**How will I help?**
As Credit Manager
- Mortgage Risk, Credit Quality & Review, your responsibilities are:
- Issuance and management of mortgage CAL and OVA authorities, working with Senior Credit Manager is the ongoing management of individual authority holders quality benchmarks.
- Prepare reports and insights to support monthly stakeholder engagement.
- Conduct 2nd line file hindsight reviews, assessing whether decisions are within the approver’s authority, soundly based, include appropriate research / analysis / mitigation of risks and reflect the organisation’s current policy standards and risk appetite for the segment.
- Provide feedback, coaching and guidance to stakeholders on hindsight outcomes, emerging issues and “best practice” risk management techniques to help improve the capabilities of authority holders.
- Provide high quality advice and recommendations in a timely manner, ensuring that issues and opportunities are communicated in a constructive manner and discuss ideas, suggestions, or alternatives to identify solutions.
**What’s in it for me?**
You’ll play a significant part of the future of a business that has been around for 200 years. Our purpose is of creating better futures together. So, we’ll back you in the development of your career, internal career prospects, and flexible working. You’ll also keep learning to grown, backed by a fantastic team of people with a can-do, supportive structure. Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.
**What do I need?**
You will need:
- Typically, 2+ years in Mortgage Verification or Credit Decisioning roles and/or relevant lending experience in Consumer Bank
- Analytical and problem-solving skills essential.
- Strong written and verbal communication skills essential.
- Multi brand exposure and systems knowledge preferred but not essential.
- Intermediate Excel skills preferred.
**What is it like to work there?**
We aim to provide one big, supportive team to help us achieve our purpose of creating better futures together. With us you'll discover new ways of working, and an exciting range of roles to showcase your skills. As an equal opportunity employer, we’re proud to have created a culture where people can be their best, in an environment that values diversity and flexibility and one where everyone belongs.
**How do I apply?**
**Do you need reasonable adjustments during the recruitment process?**
At Westpac we are committed to providing a supportive culture and creating inclusive and accessible workplaces, branches, products and services for our customers, employees, and community.
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