Credit Analyst

**Work for a reputable company - consisting of a family of much-loved brands**:

- **Fine tune your Property Finance, Credit skills**:

- **Hybrid way of working - Sydney or Brisbane based**:

- **Various future career pathways on offer**

**How will I help?**

As part of the Property Portfolio Management Team your razor-sharp credit analysis skills and strong property insights will be put to use for large private property companies and unlisted property fund managers. Working with Relationship Managers, you’ll meet with property investors and developers, and provide high quality written credit submissions and input into loan structuring.

Importantly, you’ll also get the chance to:

- Work collaboratively with analysts, product experts, relationship managers & credit managers to initiate and structure a range of banking transactions
- Enjoy a unique blend of analytical and entrepreneurial challenges
- Look into risk profiling, financial analysis (including development feasibilities and property cash-flow modelling) and related credit submission activities to support upcoming deals
- Monitor and manage risk across customer portfolios

**What’s in it for me?**

You’ll play a significant part of the future of a business that has been around for 200 years. Our purpose is to create better futures together. So, we’ll back you in the development of your career, internal career prospects, and flexible working. You’ll also keep learning to grow your career, backed by a fantastic team of people with a can-do, supportive structure. Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled.

**What do I need?**

We’d expect you to have a good track record of banking experience with solid credit analysis and commercial acumen, allowing you to confidently navigate the complexities of credit risk. You’ll usually work in a team, but you’ll also need to regularly fly solo. That said, you’ll stand an even better chance of getting this role if you have:

- A relevant tertiary qualification
- Property cashflow modelling and/or development feasibility analysis skills would be beneficial
- Prior experience in a Professional Commercial Working Environment including Accounting, Insolvency, Valuation, Property Legal or Banking
- Strong stakeholder and communication skills
- A high level of confidence, detail orientated, and the ability to work in a busy environment

If you are a passionate and focused team player then we encourage you to apply We are going through a period of growth and we invite you to be part of that journey

**What is it like to work there?**

We are a collaborative team of passionate people with a shared ambition to make a difference for our customers, our communities and each other. At Westpac, making a difference means creating impact, unlocking our own and each other’s passions, and transformative success stories to create better futures together.

As well as competitive remuneration and a great culture, joining the Westpac family gives you access to a wide range of employee benefits to help you manage your priorities - whether that means family life, work/life balance, ambition to grow or all the little perks in between. We’ll empower you to shape your career path. Through personalised upskilling, mentoring, and training opportunities, you’re in control of where you start and how you’ll grow.

As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility - and champions inclusion.

Hear from some of our people and their experiences working with us.

**How do I apply?**

Start here. Just click on the **APPLY or APPLY NOW**button.

Do you need reasonable adjustments during the recruitment process?