State Credit Analyst/auditor

2 weeks ago


Melbourne, Australia Scotpac Full time

**Scotpac Business Finance**

**State Credit Analyst/Auditor - Melbourne**

**$80,000 - $90,000 per annum**

Scotpac is looking for a State Credit Analyst/Auditor to join their team.

As a State Credit Analyst you will be managing client credit risk in Melbourne including portfolio risk, problem accounts, compliance, and risk reporting in the region.

**Major Tasks and Challenges**:Keep losses to a minimum through effective monitoring risk
- Keep losses to a minimum through effective monitoring risk, identifying and assisting the State Credit Manager and the broader Relationship team, in resolving risk issues.
- Analytical review of portfolios and providing support to Credit Manager to complete reviews with Client Relationship Managers
- Monitor the completion of month end risk and compliance reporting
- Awareness of and compliance with ScotPac Credit Policy
- Review monthly change report (half a day per month
- Review of completed audits and actions required
- Ensure the Client Relationship team complies with company credit policy and procedures
- Minimise or eliminate losses by monitoring risk and detecting and rectifying potential breaches of policy
- Minimizing risk of loss in the event of client default
- Monitor financial standing of clients
- Liaison with other areas of the business especially where client exposures are shared
- Review Client Audit reports and Survey Reports, identify advise on remedial action where required
- Where required support the relationship team in other activities

**Skills and Experience**
- Bachelor Degree or Equivalent in related field
- Minimum of 18 months experience within Debtor Finance industry
- Thorough understanding of risk control and procededures with a minimum of 2 years experience in a similar role within the Financial Industry
- Auditing experience required and familiarity of completing surveys including the ability to analyse financials from a risk perspective
- Excellent communication / Stakeholder management skills
- Ability to solve problems collaboratively and efficiently
- Experience using risk management software, experience with Dancerace (R3 and C3 highly desirable) and experience using D365, PowerBi, Excel and CMP required

**Job Types**: Full-time, Permanent

Pay: $80,000.00 - $90,000.00 per year

**Experience**:

- Debtor Finance: 1 year (required)
- Risk and Audit within financial industry: 2 years (required)

Work Authorisation:

- Australia (required)

Work Location: In person

Application Deadline: 20/02/2025
Expected Start Date: 24/02/2025


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