Credit / Risk Manager

3 days ago

Sydney, Australia Wall Street Full time

Amazing workplace culture (We've won awards for it)
- Melbourne based | Be part of a fun & engaged team, with regular all out company
- Opportunity to progress your career & make a mark in the industry

Since the company’s inception in 2019, Bizcap has helped more than 21,000 happy customers get the finances they need to take their businesses to the next level, funding more than $850 million in loans. With our award winning products and customer service, we are one of the foremost FinTechs in our field.

We know people are our most valuable asset and we're actively looking for great individuals to join our team, make an impact and most importantly love what they do

Working at Bizcap means you’ll be part of a fast-paced work environment, where staff members are rewarded with trust and autonomy to perform their roles. Our colleagues are proactive, inquisitive and take ownership of their tasks, striving to maintain a high standard of performance.

We embrace diversity in our people and our thinking, providing a collaborative and respective workplace for all.

**About the role**:
**What you’ll be doing**:

- Perform risk assessments for loan offers to SME’s
- Provide analysis of loan offers and trend reporting on loan diversification and trends
- Lead process improvements in our Underwriting function
- Stay abreast of economic variables and changes to evaluate their impact on the underwriting and risk assessment function.
- Assessing and providing hardship support to clients from time to time.

**About You**:

- Experience in a similar Risk or Credit role
- Background in credit underwriting
- Experience making decisions on funding approval for both secured and unsecured loans
- Property backed underwriting knowledge would be preferred
- Previous experience in alternative lenders or non-banking entities desirable
- Ability to work in a fast-paced environment and deliver under pressure
- A genuine interest in solving problems and thinking outside of the box
- Able to structure loans that are sometime outside of the box and does meet the normal requirements
- Fluency in English is essential
- Advanced Excel skills

**Awards & Recognition**:
***
2022 Winner - WeMoney Awards: Best for Small Business Loans

2022 Winner - WeMoney Awards: Outstanding Customer Services - Business Loans

2022 Finalist - WeMoney Awards: Best Innovation in Business Lending

2021 Finalist - Fintech Australia: Employee Culture and Diversity

2020 Finalist - Fintech Australia: Emerging Fintech Organisation of the Year

2020 Finalist - Fintech Australia: Excellence in Business Lending

2020 Finalist - My Business: Fintech Business of the Year

If this role sounds like a great fit for you and you’d like to join an exciting and growing team, **APPLY NOW

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