Underwriter

**Prime Responsibility**:

- Underwrite business in accordance with the Victor Insurance business plan within set underwriting rules, service standards and within designated underwriting authority.

**Accountabilities**:
**Technical Performance;**
- Achieve underwriting results and growth (through new business and renewals) in accordance with plan and budget.
- Determine the acceptability, conditions and pricing of routine moderate to complex insurance risks and agree coverage within business strategy, risk appetite, regulatory requirements, and product offerings within designated authority level.
- Maintain in-depth knowledge of current legislation, underwriting acceptance levels, systems and underwriting guidelines.
- Identify new business opportunities within underwriting appetite.
- Ensure adherence at all times to the underwriting guidelines.

**Process;**
- Assist the Senior Underwriter with the renewal process, endorsements and new business quotations within authority.
- Actively and methodically manage the scheme renewal process, including timely preparation of renewal submissions to the Capital Provider/Insurer.
- Identify process improvement opportunities.

**Customer Focus;**
- Build and develop relationships with brokers, the broader Marsh business and with Capital Providers/Insurers.
- Deliver first-rate service to brokers whilst managing insurer interaction professionally and sensitively, observing strict confidentiality and discretion.
- Ensure timely and accurate responses to brokers and other stakeholders.
- Deliver timely decisions and problem-solving solutions for customers and brokers.

**Other;**
- Other duties as assigned.

**Key Competencies**:

- ** Drive and Motivation** - Demonstrates a willingness to take on increased responsibilities and displays the ability to act independently with mínimal yet appropriate reference back to manager/supervisor.
- ** Communication** - Conveys written and verbal messages effectively to various audiences, adapting approach as appropriate. Displays sound listening and comprehension skills.
- ** Commercial Acumen** - Possesses an in-depth understanding of factors impacting on the delivery of services by the Company. This includes an awareness of environmental, financial, regulatory and social factors affecting company and client’s operations and business. Knowledge of internal company technological and product capabilities.
- ** Influencing and Negotiating** - Effectively uses influencing skills to promote an idea or product. Presents ideas, products and strategies professionally and concisely, explores alternatives and positions to reach outcomes that gain the support and acceptance of all parties.
- ** Problem Solving** - Gathers, analyses and processes information related to a given situation in order to identify solutions and make sound, well-informed decisions.
- ** Technical/Job Knowledge** - Consistently applies specialist, technical and generalist skills and knowledge, including professional accreditations to assist client facing colleagues to provide the highest levels of service and support. Effectively employs standard computer resources to complete work and project tasks.

**Qualifications**:
**Professional Accreditation/Membership;**
- Ideally you will have ANZIIF Associate Insurance qualifications.
- Prior experience in Underwriting multi or single line commercial business and domestic products.

**Educational and other Requirements (Preferred but not essential);**
- Broad insurance industry knowledge.
- Proficient in Microsoft Office products in particular Microsoft Excel.
- Previous experience with Sunrise / Underwriting System favorable.
- Ability to deliver results on time and in full.
- Excellent and confident communicator in all forms.
- Team player with high integrity and energy.

**About Marsh**:
Marsh McLennan is committed to embracing a diverse, inclusive and flexible work environment. We aim to attract and retain the best people regardless of their sex/gender, marital or parental status, ethnic origin, nationality, age, background, disability, sexual orientation, gender identity or any other characteristic protected by applicable law.

At Marsh we recognise that our people have different priorities and commitments. We are passionate about providing an inclusive workplace that supports all of our employees in managing those priorities, and we celebrate the diversity of all the family groups that make up our extended Marsh family.