Credit Policy Analyst

**About the company**

This job ad is the universe’s way of telling you that you’re currently in the wrong job.

Compare the Market, yep, the one with the meerkats, is a high-growth FinTech company on a transformational journey that is focused on designing, building, and delivering the very best home loan, energy, insurance, and health comparison experience in Australia. Okay, in the world

We are all about Integrity, Growth, Excellent Customer Service, and being Peerless - without compromise; all of which are critical to delivering on our purpose of ‘We honestly strive to empower Australians to make the best decisions saving time, money & stress'.

**About the role**:
Are you ready to embark on an exciting new phase in your career? Compare the Market is seeking an outstanding Credit Policy Analyst to join our dynamic team in Toowong. In this role, you'll be at the forefront of ensuring our lending policies are not only aligned with industry standards but also optimized to meet the evolving needs of our customers.

Your responsibilities will include meticulously reviewing, analysing, and interpreting lenders' lending policies to inform our own practices. You'll play a key role in maintaining the technical data mapping from policy to configuration within our fully digitised Home Loan Platform, ensuring accuracy and efficiency. Additionally, you'll administer the Policy Decisioning Engine framework, conduct associated reporting, and analyse decisioning tools to enhance performance. Your commitment to adherence to the Platform Change Management process and procedures will be crucial in maintaining operational excellence and regulatory compliance.

**Main duties and responsibilities**:
In this crucial role, you’ll play a pivotal role in our continued success by:

- Reviewing, analysing, and interpreting lenders’ lending policies.
- Maintaining technical data mapping within our digitised Home Loan Platform, ensuring accuracy and efficiency.
- Administering the Policy Decisioning Engine framework, analysing decisioning tools, and providing associated reporting.
- Ensuring adherence to Platform Change Management processes and controls.
- Providing support in legislative/regulatory compliance, risk management, and compliance.
- Conducting analysis on Housing and Financial Market trends for informed decision-making.
- Collaborating with stakeholders to identify and implement enhancements to lending policies.
- Keeping on top of industry developments and best practices in credit policy and lending.

**About you**:
While knowledge of ACL Regulations and Compliance Policies is desired, your willingness to stay updated with legislative changes is highly valued. Your adaptability to new technologies and innovative thinking is commendable, complemented by your superior communication skills and professionalism, and your ability to interpret and create formulas is unparalleled.
- Tertiary Qualifications in Finance, Economics, Financial Markets, Account, Business, or other related discipline
- Possess a keen attention to detail, strong numeracy skills, and exhibit highly structured and organised work habits.
- Demonstrated analytical and conceptual thinking, with a risk-averse/conservative approach.
- Knowledgeable in ACL Regulations, Compliance Policies, and Procedures; willingness to stay updated on legislative changes.
- Adaptable to new technologies and innovative thinking, comfortable with continuous learning.
- Exceptional communication skills, proficient in business English.
- Proficient in advanced Microsoft Excel, particularly in interpreting and creating formulas.

**Our Benefits**

At Compare the Market, we offer a dynamic and collaborative work environment where your talents will be recognised and rewarded. You’ll have the opportunity to make a meaningful impact and contribute to our continued success. As well as ample opportunities for growth and development, we also provide:

- Vibrant and social community who have annual celebrations, family fun days and regular events.
- Enjoy additional leave days - ‘ME’ leave and ‘Volunteer Day’ leave.
- Study support (up to 50% of tuition fees for relevant courses) and professional membership reimbursement.
- Employee discounts on Car, Home, Travel insurance.
- Income protection insurance provided to support you in the event of non-work-related illness or injury.
- Discounts with a broad range of providers, including gym memberships, accommodation, dental care and more.
- Access to the Employee Assistance Program

Compare the Market is an Equal Opportunity Employer, and we encourage all applicants to apply. We acknowledge that we are strengthened by diversity.
- *Note to Recruiters: We politely ask that you avoid making any approaches or sending any unsolicited resumes to our Recruitment Team or Hiring Leaders across our business._