Commercial Credit Manager

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Job description

Posted Wednesday, 5 November 2025, 9:00 am | Expires Friday, 21 November 2025, 8:59 am- Put simply, we are a bank that has a distinct purpose of helping Queenslanders live better lives through better finances.

** About The Role**-
- **We’re looking for a passionate and driven Commercial Credit Manager to join our Credit Department in this newly created position**-
- As our Commercial Credit Manager, you’ll play a key role in managing our unregulated business, commercial, and agribusiness lending portfolio, maintaining exceptional credit quality and ensuring robust lending controls. You’ll help shape and implement risk strategies that align with our broader business objectives, supporting growth while safeguarding the strength and integrity of our portfolio.-
- This is a middle management role, reporting directly to the Head of Commercial Lending (Credit), and offers a strong opportunity for career progression for the right applicant. You’ll have the chance to develop your expertise and leadership capabilities while contributing to our ambitious business, commercial, and agribusiness growth strategy.-
- This is a full-time opportunity with the flexibility of being located at our Townsville Head Office or Brisbane Admin Office.-
- **About You**Ability to perform detailed commercial credit analysis as well as deep financial and risk analysis including the ability to understand complex financial statements and structures
- Significant banking or financial services experience including holding of a Commercial Delegated Lending Authority
- Minimum of two years relevant problem-free experience and either Credit Industry qualifications to at least a Certificate IV level; or a Diploma or University Degree in Accounting or Business Administration
- Ability to hold the position of Responsible Manager on Queensland Country Bank’s Australian Credit Licence (ACL)
- Understanding of the Regulatory Framework of APRA and ASIC
- Experience in the preparation of reports and papers, as well as reviewing and revising policies and procedures
- Demonstrated self-management skills including ability to adapt to changes and an organised and disciplined operating rhythm- ** About Us**-
- Put simply, we are a bank that has a distinct purpose of helping Queenslanders live better lives through better finances.-
- Queensland Country have been certified as a Great Place to Work and with over 50 years in business, we continue to shape a phenomenal culture through having our values at the core of what we do. You instantly feel the passion, comradery, and optimism from everyone and can see just how much fun we have as we work together to grow a stronger business and deliver for our Members.

**Our Benefits**- **- Work life balance and flexible working options
- Birthday Leave
- Community Volunteer Leave
- Access to an Employee Assistance Program (EAP)
- Access to our Wellness Program
- Discounts on your Banking and Health Insurance products
- Cultural lunches and social clubs
- Excellent training and development opportunities- ** How to Apply**- To be eligible to apply, you must have Australian or New Zealand citizenship or permanent residency status. If you do have any questions or require other information please contact Hayley on 07 4412 3730.- If you are successful for a role with Queensland Country Bank, you will be required to undergo a pre-employment criminal history check and pre-employment credit history check.-
- *Queensland Country Bank limited ABN 77 087 651 027 AFSL/Australian Credit Licence 244 533.*- To be eligible to apply, you must have Australian or New Zealand citizenship or permanent residency status. If you are successful for a role with Queensland Country Bank, you will be required to undergo a pre-employment criminal history check and pre-employment credit history check.