Payment Systems Architect

7 hours ago


Melbourne, Victoria, Australia Nixil Pty Full time
Payment Architect Job Description

Nixil Pty is seeking a skilled Payment Architect to design and implement robust, efficient, and secure payment systems. As a key member of our team, you will collaborate with cross-functional teams to ensure compliance with industry standards and enhance merchant acquiring processes.

Key Responsibilities
  1. Payment Solution Design:
    1. Develop and propose enhancements to existing payment systems.
    2. Design end-to-end payment solutions, considering scalability, security, and regulatory requirements.
    3. Collaborate with development teams to implement efficient payment flows.
  2. Scheme Compliance:
    1. Ensure compliance with payment schemes (e.g., Visa, Mastercard) and industry standards (PCI DSS, EMV).
    2. Address data flow integration and security aspects.
  3. Payment Service Integration:
    1. Architect solutions for integrating payment gateways, APIs, and third-party services.
    2. Optimize communication channels for seamless payment processing.
  4. EFTPOS Device Integration:
    1. Design solutions for integrating EFTPOS devices into the payment ecosystem.
    2. Consider compatibility, security, and performance.
  5. Multi-Currency Acquiring:
    1. Create systems that support multi-currency transactions for international merchants.
    2. Handle exchange rates, currency conversion, and settlement processes.
  6. Fraud Detection:
    1. Collaborate with security teams to implement fraud detection mechanisms.
    2. Leverage machine learning models and rule-based systems to identify suspicious activities.
Requirements
  1. Bachelor's degree in Computer Science, Information Technology, or related field.
  2. Proven experience (typically 5+ years) designing payment solutions within a financial institution.
  3. Strong knowledge of payment protocols (e.g., ISO 8583) and industry trends.
  4. Familiarity with cloud-based architectures and microservices.
  5. Excellent problem-solving skills and attention to detail.
  6. Full working rights – Must be an Australian Citizen or Australian Permanent Resident.


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