
Senior Mortgage Credit Specialist
2 days ago
The purpose of this role is to process, verify, and decide on residential mortgage credit submissions from a network.
This involves determining the suitability of security and appropriate Loan to Valuation ratios, making recommendations on loans outside of delegated limits, and providing high-quality service to assist in achieving targets while maintaining a focus on risk management and compliance with policy.
Responsibilities:- Analyse, verify, and decide on residential loan proposals.
- Exercise commercial acumen, ensuring all submissions satisfy policies and legislative guidelines.
- Build and maintain value-based relationships with internal and external customers.
- Assist in training, coaching, and development of staff.
- Ensure compliance with audit and regulatory requirements.
- Process all credit-related applications efficiently.
- Prepare files for audits.
- Participate in projects as they arise.
Applicants should possess excellent analytical skills and have the ability to work independently. They should be able to communicate effectively and build strong relationships with customers.
BenefitsEmployees will have access to professional development opportunities, competitive pay, flexible working culture, and employee benefits including private health cover, parental support, subsidised banking products, bonus leave days, and wellness programs.
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