Credit Manager

3 weeks ago


Sydney, New South Wales, Australia Impel Management Full time
Job Title: Credit Manager

We are seeking a highly skilled and experienced Credit Manager to join our team at Impel Management. As a Credit Manager, you will be responsible for overseeing and managing the credit operations and policies of our organisation.

Key Responsibilities:

  • Providing sound decision-making skills in the assessment of client applications involving small to large clients with annual turnover starting from $1m to $100m+.
  • Evaluate the creditworthiness of new and existing customers by reviewing financial statements, credit reports, and other relevant information.
  • Responsible for accurate and timely completion of credit assessments of a growing portfolio of residential builders including annual renewals, new applications and interim assessments as required.
  • Monitor and enforce credit policies, making necessary adjustments to mitigate risks and optimise underwriting performance of the business.
  • Collaborate with sales teams and customers to gather necessary information and resolve credit related issues.
  • Consistent credit decisioning to balance commercial imperatives with risk appetite by the business.
  • Maintain a culture of continuous improvement including training junior underwriters.
  • Manage and direct other credit professionals.

Requirements:

  • Minimum 7 years' experience in commercial finance or credit related insurance product with at least 5 of those in credit risk.
  • Construction or commercial property lending experience preferred.
  • Strong numerical and financial analysis skills including the ability to discuss financial reports and associated information with stakeholders.
  • Preferably held a credit approval authority limit working in corporate/business lending / commercial underwriting.

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