Credit Risk Manager Leader

3 days ago


Melbourne, Victoria, Australia Kaizen Recruitment Full time
About the Company

We are a purpose-driven mutual bank that provides a range of banking products and services to its members. Our commitment to being a responsible financial institution drives us to ensure our lending aligns with risk appetite and regulatory requirements.

About the Role

As a Senior Credit Risk Manager, you will oversee the credit lifecycle, developing and implementing credit risk strategies, governance, and policies. Your strong second-line oversight and assurance skills will ensure effective business execution.

Key Responsibilities
  1. Develop an enterprise-wide credit risk framework aligned with strategy, size, and complexity;
  2. Ensure consistency between strategy, Risk Appetite Statement, Credit Policy, and protection requirements;
  3. Maintain and oversee Credit Risk Policy application;
  4. Facilitate credit risk governance by chairing the Credit Committee;
  5. Collaborate with stakeholders to integrate risk management across the organisation and strengthen the three lines of defence model;
  6. Handle cyclical risk reviews, including quarterly risk assessments and control attestations;
  7. Analyse credit incidents to identify trends, root causes, and sustainable treatments;
  8. Support risk governance, set limits, and promote a positive risk culture.
Qualifications and Experience
  1. Tertiary education, preferably with specialisation in finance, business, law or commerce;
  2. Significant experience in credit risk, policy settings, lending, lifecycle, and portfolio analytics from a Line 2 perspective;
  3. Experience with automated underwriting and technology solutions to enhance processes;
  4. Proficient in GRC systems, Microsoft Excel, and analytical tools;
  5. Strong track record in regulatory engagement, building and maintaining effective stakeholder relationships;
  6. Ability to influence strategy, manage risks, and provide oversight to ensure risk policies are followed;
  7. In-depth knowledge of banking legislation (ASIC, APRA) and prudential standards.


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