Head of Retail Credit Services
3 days ago
**Head of Retail Credit Services (Division Director / Executive Director)**
**Our people drive our business**
This is a unique opportunity to join our fast-growing business in our Banking and Financial Services (BFS) Group as the Head of our Retail Credit Services. This role is key in the development and transformation of our credit operational priorities across our Personal Banking (PB) home loan, car loan and credit card portfolios. It will suit an Executive Director (ED) / Division Director (DD) looking for an exciting next step in their career.
Reporting to the BFS Head of Credit, you will fulfill an important leadership role across the end-to-end credit operational functions, driving the successful functioning of the retail credit services team and operating rhythm. You will work closely with senior stakeholders across BFS to ensure clear, efficient, and effective operational performance, with driving increased productivity and scalability of our operations, and ensuring provision of high credit capabilities and managing risk. You will also work closely with the Credit leadership team to align delivery of key initiatives, embedding culture and agile practices.
In addition to the above you will be responsible for leading the following key functions:
- Part of the Credit leadership team and Personal Banking leadership team
What you’ll bring to the role:
- An excellent understanding and proven experience of managing large **operations teams** and driving **transformation programs.**:
- **Strong leadership skills and excellent interpersonal skills, **with the ability to influence and communicate with your own team as well as varied stakeholders across the ecosystem.
- Analytical thinking and problem solving, being **data driven **and with a curious mindset and an ability to prioritise**:
- You are a strong **influencer** **and are an excellent **communicator** to align your team around a purpose**:
- Ability to coach, build capability and skills across all levels of the team
To be successful in this role you will have extensive experience working in the Australian retail banking environment and bring significant strategic and/or operational knowledge and capability. You will be comfortable working both independently and collaboratively. You will bring a wealth of experience and knowledge to support senior stakeholders. You’ll be excited by change and have the entrepreneurial drive to identify and realise opportunities and execute on initiatives.
In our team, we are proud of our high-performance culture, and approach to diversity and inclusion. We have a strong focus on meeting community expectations and making risk-conscious, data-based decisions. In line with our entrepreneurial and innovative approach, we adopt Enterprise Agile ways of working and embrace a growth and learning mindset.
We empower people to innovate and invest for a better future. We are committed to providing opportunities that help you reach your potential. We are looking for people who think differently and take ownership of what they do.
**About Banking and Financial Services**
Banking and Financial Services is Macquarie’s retail banking and financial services business, providing a diverse range of personal banking, wealth management, business banking and vehicle finance products and services to retail clients, advisers, brokers and business clients.
**Our commitment to Diversity, Equity and Inclusion**
The diversity of our people is one of our greatest strengths. An inclusive and equitable environment enables us to deliver innovative and sustainable outcomes for our people, clients, shareholders and communities. From day one, you'll be encouraged to be yourself and supported to perform at your best. If our purpose of ‘empowering people to innovate and invest for a better future’ is as inspiring to you as it is to us, please apply. With the right technology, support and resources, our people can work in a range of flexible ways.
**About Macquarie**:
A career at Macquarie means you’ll have the opportunity to develop and utilise new skills, explore interesting fields and do challenging work that will impact the lives of people around the world—whether it’s accelerating the green energy transition, helping sustain global food supplies, financing social housing projects or investing in essential infrastructure. At Macquarie, we’re empowering people to innovate and invest for a better future.
Our size and international presence means your work can take you anywhere—across business groups, disciplines, sectors and borders. With 18,000+ employees and offices in 33 markets around the world, we’re a truly global organisation.
You’ll be supported by a diverse team where the unique perspectives, ideas and experiences that all of our people bring are valued. You’ll be empowered to address unmet needs in our communities whilst advising and investing alongside our clients and partners. Working with us,
-
Head of Retail Credit Strategy
3 weeks ago
Sydney, Australia Commonwealth Bank of Australia Full timeHead of Retail Credit Strategy & Assurance **Do work that matters**: Risk Management is responsible for developing and deploying the risk frameworks to allow the Group to take conscious exposures to credit, market, operational, compliance and insurance risks within a Board-approved appetite. RBS Risk Management supports RBS in effectively optimising...
-
Head of Retail Credit Strategy
4 weeks ago
Sydney, Australia Commonwealth Bank Full time**Do work that matters: **Risk Management is responsible for developing and deploying the risk frameworks to allow the Group to take conscious exposures to credit, market, operational, compliance and insurance risks within a Board-approved appetite. RBS Risk Management supports RBS in effectively optimising returns while managing risk within its appetite....
-
Head of Credit Risk
4 months ago
Sydney, Australia APRA Full timeHead of Credit Risk **The role** As APRA's Head of Credit Risk, Financial Risk you will lead a team of credit risk specialists ensuring Australians' financial interests are protected and that the financial system is stable, competitive and efficient. With unparalleled access to credit information and the most senior credit professionals in banks and other...
-
Head of Credit Risk
4 months ago
Sydney, Australia Australian Prudential Regulation Authority (APRA) Full time**The role** As APRA’s Head of Credit Risk, Financial Risk you will lead a team of credit risk specialists ensuring Australians' financial interests are protected and that the financial system is stable, competitive and efficient. With unparalleled access to credit information and the most senior credit professionals in banks and other APRA regulated...
-
Head of Credit and Fraud Management
4 weeks ago
Sydney, New South Wales, Australia Randstad Full timeJob Description:We are seeking an experienced Head of Credit and Fraud Management to join our team at Randstad.About the Role:This is a key position that requires a strong leader with expertise in credit and fraud management. The successful candidate will be responsible for designing proactive programs and processes that deliver reductions in credit and...
-
Head of Credit Trading, Australia
3 months ago
Sydney, Australia ANZ Banking Group Full time**Req ID**: 78964 **Department**: Insto Markets Franchise Trading **Division**: Institutional **Location**: Sydney About Us At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and...
-
Credit Repair Australia
2 weeks ago
Sydney, Australia Fix Bad Credit Full timeFix Bad Credit provides tailored credit repair services to help Australians remove defaults, settle debt, and improve their credit score.
-
Head of Country Banking Credit
3 hours ago
Sydney, Australia Rabobank Full time**About us** Rabobank is the world’s leading specialist in food and agribusiness banking. One of our key strengths lies in our people who have a deep understanding of agriculture and are committed to adding long-term value for clients. Our commitment to our employees and clients is at the heart of everything we do. At Rabobank our culture is unique,...
-
Head of Credit and Settlements
7 months ago
North Sydney, Australia Pepper Full time**Who We Are** At Pepper Money, we’re focused on helping people succeed. Whether that be buying a family home, dream car, developing professionally or growing their business. We’ve become one of the largest, most trusted and-award winning non-bank lenders in Australia and New Zealand. Over our 23 years, there’s a lot that we have been proud to achieve,...
-
Credit Analyst
1 day ago
Sydney, Australia Rocking Horse Finance Full timeImplement the credit policies of the company and credit risk management objectives through activities such as reviews and monitoring, credit/transactions analysis. - Review and recommend changes of credit lines for individual clients based on utilization and change of risk profiles. - Review customer portfolio based on its financial or non-financial...
-
Retail Credit Strategy Director
3 weeks ago
Sydney, New South Wales, Australia Commonwealth Bank Full timeJob Overview">We are seeking an experienced Retail Credit Strategy Director to join our team at Commonwealth Bank. In this role, you will be responsible for developing and implementing credit risk management strategies across all retail products.">About the Role">The Retail Credit Strategy Director will lead a high-performing team of risk professionals in...
-
Credit Manager Analyst
4 months ago
Sydney, Australia Commonwealth Bank of Australia Full timeCredit Manager Analyst **Your Business** Chief Operations Office (COO) is responsible for operations across every aspect of CommBank, from innovative product platforms for our customers to essential tools within our business. We also use technology to drive efficient and timely processing, an essential component of great customer service. Within Chief...
-
Credit & Accounts Receivable Officer
4 days ago
Sydney Western Suburbs, Australia HAYS Full timeAccounts Receivable and Credit Officer wanted by well known retail brand for permanent full function role. **Your new company** Join one of the most popular home appliances company in the world in this full function Accounts Receivable and Credit role. **Your new role** Located in Banksmeadow in South Sydney reporting to the Shared Services Manager, your...
-
Head of Fixed Income
4 months ago
Sydney, Australia BlackRock Investments Full time**Head of Fixed Income & Credit Product Strategy, Australia**: **Location**: **Sydney, New South Wales** Category: **Product Strategy** Job Requisition #**:R245395** Date posted**:Sep. 02, 2024
-
Head of Credit Risk
1 day ago
Sydney, Australia Oxygen Recruitment & HR Full timeEmerging lender, focussed on SME Commercial sector - Work closely with Board and Senior Execs - Competitive salary and lots of variety in the role This innovative business bank has experienced a rapid period of growth and has continued plans for expansion. With a small team of dedicated industry professionals, they have built a reputation for innovative...
-
Credit Analyst
1 day ago
Sydney, Australia BNP Paribas Full time**Reporting line**: - Head of Credit Analysts / Head of Credit Management. **Mission**: - Preparation of credit analysis, including recommendation to the credit committee, with a view to minimize credit losses and promote business development. **Role and Responsibilities**: - Prepare rigorous and synthetic credit proposals with accurate and...
-
Credit Analyst Credit Restructuring
3 days ago
Sydney, Australia Westpac Group Full timeCredit Restructuring has global responsibility for and manages all of Westpac Institutional Bank’s (WIB) and Westpac Commercial & Business Bank’s (C&BB) substandard and impaired assets. This includes Westpac brands such as St George, BankSA, Bank of Melbourne and Capital Finance. **How will I help?** As a Credit Analyst within Credit Restructuring,...
-
Executive Manager, Credit
2 days ago
Sydney, Australia Westpac Group Full time**How will I help?** As the Executive Manager, Credit and Advanced Analytics, Model Risk **, **you will work closely with General Managers in the Risk team and with the Heads of modelling team. You will have the following responsibilities: - Manage the team responsible for independently validating credit risk, algorithmic trading, machine learning models...
-
Head of Data Platforms, Credit Risk
6 months ago
Sydney, Australia Westpac Group Full time**How will I help?** The Head of Data Platforms, Credit Risk will serve several critical internal clients, including the business units of Credit Risk, Business & Wealth, the Institutional Bank, and the Group’s regulatory reporting teams. Your team of approximately 100 colleagues sits within the Data Platforms Group Business Unit (GBU) division which...
-
Head of Risk Private Bank
8 months ago
Sydney, Australia Commonwealth Bank of Australia Full timeHead of Risk Private Bank Chief Operating Office (COO) is responsible for the world leading operations across every aspect of CommBank, from innovative product platforms for our customers to essential tools within our business. We also use technology to drive efficient and timely processing, an essential component of great customer service. Within Chief...