Actuarial Analyst

**About Youi**

Since Youi emerged in Australia in 2008, we have built a strong brand through awesome customer service, tailoring products to individuals, and challenging our competitors to do better. We value both our people and technology, and our IT department of more than 150 passionate Youiers is testament to us taking our tech and business growth seriously. With over 1,700 employees, and gross written premium exceeding $1billion, we have ambitious goals to keep growing and continue delivering awesome insurance solutions across new products and distribution channels, backed by industry leading customer experience.

**About the role**

We are looking for a highly motivated and curious Actuarial Analyst to join our Home Pricing and Underwriting team. You’ll be working together with the team to provide actionable insights, develop recommendations and implement strategies within the Home Insurance portfolio to build trust and meet the business’ financial objectives.

Using the full breadth of actuarial techniques, you will be tasked with the analysis of data relating to actuarial risk factors and the wider business. To excel in this role, you will have an in depth understanding of key data sources and effectively manipulate these for analysis. You can expect to be dealing with people from right across the organisation nationally and internationally.
- Prepare and use statistical models to analyse and provide insights which solve core business problems.
- Effectively prepare data for modelling purposes and build models in Emblem, Python, R and SAS.
- Build accurate and timely reports available to relevant users using different data sources and visualisation tools.
- Respond to pricing and underwriting related queries from advisors within the agreed time frame.
- Determine claim frequency and claim size models as a basis for pricing recommendations.
- Monitor and identify opportunities to improve portfolio performance.
- Assist with statistical modelling including data preparation, modelling, price recommendation, system implementation and documentation of the modelling process, insights, and actions.

**About you**

Pre-requisite
- Relevant Bachelor’s degree in Actuarial Science or related studies (Mathematics, Science, Data Science, Engineering, Business, or Computer Science);
- Curiosity to explore profit and growth opportunities and provide insights and recommendations to convince management to change pricing, underwriting and product;
- A continuous learning mindset for advancing knowledge and understanding of actuarial and general insurance concepts;
- Strong attention to detail;
- Excellent analytical and problem-solving skills;
- The ability to work effectively within a team environment;
- Ability to communicate confidently and effectively across all levels of the organization.

Nice to have / Preferred
- Approximately 1-2 years’ experience in an Actuarial role;
- Prior knowledge and understanding of actuarial and general insurance concepts;
- Experience in programming languages such as SQL, SAS, R, Python and C#;
- Experience using Willis Towers Watson pricing software Emblem;
- Experience in data visualisation tools advantageous.

**The Youi Difference**

We’re well known for having one of the best company cultures in Australia and this extends into the Actuarial team, how we interact with each other, and with the broader business. Whether it’s chatting to our CEO in the elevator (who favours shorts and t-shirt) or sharing your favourite camping spots with a colleague whilst waiting for your haircut or massage at The Hub at HQ, everyone is warm, friendly, and approachable and you’ll love getting to know the talented people that call Youi home.

We live and breathe our Human value and embrace flexible working, with a focus on employee wellbeing. We believe when you’re feeling your best, you’ll do your best work and that means awesome outcomes for our customers and our community