Credit Assessor

Credit Assessor

**About the role**

We are rapidly expanding our offering across more markets nationally through multiple channels, be they digital, physical or mobile. As a Credit Assessor, not only will you be joining a team of high performing credit professionals, but you will also ensure our lending teams, regardless of geographic location or channel, are fully supported to deliver the best experience to all our members.

Key responsibilities include:

- Demonstrating compliance with policies and procedures to effectively operate within People First Bank's risk appetite set by the Board
- Establishing and maintaining business relationships with our Lending Teams and other Stakeholders as required
- Providing advice and guidance on credit risk, lending, lending responsibly and policy to other Credit Assessors and Lending Teams
- Ensuring policy and sound lending practices are applied consistently to minimise exposure to lending losses.
- Providing feedback on policy and processes, and make suggestions for improvement
- Maintaining knowledge of policies and procedures relevant to your position including keeping up to date with communications and assigned learning

**What do I need?**

Additionally, your experience in exercising a high delegation of authority, along with a strong understanding of contemporary retail banking and lending practices, will set you apart from the crowd. We're looking for someone with an impeccable eye for detail, who takes pride in driving high performing outcomes through superior service.

**Who are we?**

People First Bank is powered by People's Choice and Heritage Bank. With over 720,000 members and 1,900 employees, we are committed to creating a better future for our members and the communities we serve. We have dual head offices in Toowoomba and Adelaide, and 95 branches across South Australia, Victoria, New South Wales, Queensland and the Northern Territory, trading under brands: People First Bank, Heritage Bank and People's Choice.

Putting 'People First' starts with our team members and we are committed to creating an outstanding working environment where you feel supported, can continue to develop and are proud advocates of our members and our business.

**Benefits of working for us**

We believe the little extras can make a big difference in supporting your success. That's why we offer great incentives and benefits including:

- Paid parental leave and special leave provisions.
- Employee banking benefits and discounted insurances.
- Work from anywhere philosophy with the flexibility to work from home or in the office.
- Career development opportunities, and ongoing training, coaching and support.
- A dedicated Employee Assistance Program for you and your family to access in times of need.
- Paid volunteering days and access to a diverse range of community and charitable initiatives.

Job ID 300000067037168