Associate Credit Portfolio Management

4 weeks ago


Sydney, Australia Commonwealth Bank Full time

**Great communication skills and attention to detail**:

- **Highly motivated and looking for an opportunity to grow and learn**:

- **Enjoy working in a collaborative team environment**

**See yourself in our team**

Capital Structuring is made up of customer centric product specialists who partner with relationship bankers to originate, structure, execute and monitor lending & leasing facilities. We provide the core end-to-end product and pricing infrastructure supported by a disciplined approach to governance that enables us to manage financial and non-financial portfolio risks.

Credit Portfolio Management (CPM) is responsible for optimization and active management of IB&M’s balance sheet and capital as well as supporting the pricing and origination of non-retail lending across the Group. Active Portfolio Management encompasses the distribution of risk from the portfolio to the bank, investor and insurance markets as well as adding risk through secondary loan markets where there is an appropriate return on capital.

**Do work that matters**

You will be responsible for the day to day management of these key strategic business tools, including but not be limited to:

- Extract, prepare, manipulate and analyse data from relevant CBA databases
- Produce regular data extracts and reports for various stakeholders across IB&M on risk-return pricing metrics, liquidity, commitment at offer, Industry sectors
- Respond to ongoing business requests for specific analytics and reporting in support of strategy development
- Respond quickly to ad hoc requests for portfolio information from senior management
- Assist with Active Portfolio Management activities through loan hold/sale analysis
- Assist as needed with specific team priorities relating to capital optimisation and optimising the return on IB&M credit portfolio
- Assist with the cost of funding analysis for IB&M clients and IB&M portfolio
- Continuously improve the data environment that supports analytics and reporting processes
- Provide DPX pricing transaction support to IB&M bankers

**We are interested in hearing from people who have**:

- Ability to extract, manipulate and analyze data from various sources
- Experience with SAS, SQL, Excel
- Experience with Tableau or other data visualization tool
- General knowledge of lending, leasing, contingent liability and derivative products
- An understanding of risk adjusted return framework is preferred
- Excellent analytical and numerical skills with strong attention to detail
- Excellent communication skills
- Ability to work and learn in a team environment

As the successful applicant you'll be rewarded with a structured career path within Institutional Banking and Markets business that offers a competitive market salary, annual performance incentives, and a flexible working environment

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Advertising End Date: 12/11/2023



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