Commercial Credit Manager

4 months ago


Sydney, Australia AMP Full time

Commercial Credit Manager

If you live in Australia or New Zealand, you've likely heard of AMP. But at a time when society is changing, we are too. We're now a nimbler business with new leadership and thinking.

For us, these are exciting times. There's a real potential for big thinkers to help us redefine what financial services could be. And turn our legacy into something even more positive and powerful for the future.

**Help people create their tomorrow, while you create yours**

We help people with their banking, super, retirement and finances. Through upturns, downturns, recessions, and major life transitions. Every day, we help people see and make more of their financial potential, so that they can create their tomorrow. And we've been doing it for over 170 years.

If we do our job well, we genuinely add to the prosperity of our country and its people.

**How you'll make an impact**

AMP Bank Limited is predominately a retail bank, offering retail deposit accounts, residential mortgage products and services and other consumer value add services.

The Bank distributes directly to retail customers and through Brokers and Planners. The bank also has a Business Finance Division providing cash-flow lending to financial planners and mortgage brokers, with a dedicated department managing credit quality.

The role of Commercial Credit Manager, is responsible for reviewing, challenging, and making decisions on credit submissions (within the delegation) as submitted by the 1st Line. The role ensures that decisions are made within the set service level agreements (SLAs) and that all deal data is accurately captured.

Additionally, the role provides advice on loan structuring, cash-flow lending, appropriate lending covenants, restructures, workouts, annual reviews, and any other aspects of managing credit within the Business Finance team.

**You'll make an impact by**:

- Adhere to the Bank's policies and procedures when assessing loans.
- Maintain credit quality standards.
- Identify opportunities for process improvement and cost reduction.
- Provide excellent customer service by proactively communicating with business partners and offering solutions when necessary.
- Comply with AMP Bank behaviours.

**What you will bring to the team**
- At least 3 years of experience in commercial cash-flow lending, including analysing complex structures, financial forecasts, and security positions.
- Good understanding of legal entities, lending structures, and regulatory requirements.
- Excellent verbal and written communication skills and effectively engaging with various levels of management and business partners

Additionally, a commitment to delivering high-quality work on time is essential.

**You'll thrive here if...**

If you can adapt from BAU to the ambiguous with ease, you'll do well here. Change is never easy, so bring your commitment, grit and growth mindset.

Because we run lean, you'll be expected to jump in and deliver across a variety of areas. Meaning, you'll be closer to the action and executive decisions that influence where we go next.

If you're someone that can hold their own, you'll find AMP quite liberating.

**Why we think you'll love working at AMP**

Doing what we've always done is not an option, so your clever ideas will get airtime here. You'll be encouraged to speak up and try new things. If they don't work, we move on - better for it.

We know there's no one way of doing things. So, you won't have to sacrifice who you are or how you work to fit in here. We're inclusive and flexible in many of the ways you'd expect. And in some of the ways you wouldn't. As long as your health and wellbeing come first - at home and at work.

In fact, most of what makes AMP such a welcoming, enjoyable place to work are our people. Wherever you go, you'll find moments to connect, feel valued and do meaningful work.

Whether it's through our first-class leaders who are invested in you and your success. Through year-round opportunities to volunteer, fundraise and give back to the community. Or in the everyday challenges you face as we work together to strengthen this great organisation. Challenges that will stretch you, amplify your potential and compound the impact you have.

**We believe in the power of inclusion and diversity**

We're dedicated to fostering inclusion, diversity, and a warm feeling of belonging at AMP. It sparks creativity, ignites innovation, and turns up the dial on the quality of our decisions and performance. This not only makes our workplace more engaged, but also leads to better connections with our customers.

We're your allies in the search for the perfect fit - when you apply, let us know how we can support you to put your best self forward during our selection process.

**Ready to create your tomorrow?**

If you're someone who sees opportunity where others see challenge, come and work with us in smart, progressive ways as we transform an iconic Australian brand for the future. And, throu



  • Sydney, Australia AMP Full time

    Commercial Credit Manager If you live in Australia or New Zealand, you've likely heard of AMP. But at a time when society is changing, we are too. We're now a nimbler business with new leadership and thinking. For us, these are exciting times. There's a real potential for big thinkers to help us redefine what financial services could be. And turn our...


  • Sydney, Australia HAYS Full time

    Commercial Asset & Equipment Finance Credit assessor, working in Northern Sydney full time **Your new company** Join an expanding Australian Non-Bank Lender who are rated for providing great service to their brokers and customers with fast and flexible solutions! Due to the growing market and business coming through, they are seeking an experienced Credit...


  • Sydney, Australia AMP Limited Full time

    If you live in Australia or New Zealand, you’ve likely heard of AMP. But at a time when society is changing, we are too. We’re now a nimbler business with new leadership and thinking. For us, these are exciting times. There’s a real potential for big thinkers to help us redefine what financial services could be. And turn our legacy into something even...

  • Credit Analyst

    7 months ago


    Sydney, Australia DLL Full time

    **Our Organisation** DLL is not your average financial services company. In fact, we are above average in almost every way. With an employee engagement score of 85% (compared to the 72% industry average), it sure seems like we are doing something right. And, while most companies survive fewer than 20 years, 2019 marked our 50th. We collaborate with...


  • Sydney, Australia ING Full time

    Is 2024 your year for a new challenge at ING, Australia's most recommended bank? The ING Customer Operations Team is looking for an experienced **Credit Assessor** to join our **Priority Commercial Mortgages** team in **Sydney**. You’ll be joining a fun, collaborative, and fast paced team environment. There will always be opportunities to learn and grow...

  • Credit Manager

    7 months ago


    Sydney Central Business District, Australia HAYS Full time

    Credit Manager job, working in North Sydney for a start-up organisation within Commercial Lending **Your new company** Join an expanding Australian Non-Bank Lender who are rated for providing great service to their brokers and customers with fast and flexible solutions! Due to the growing market and business coming through, they are seeking a Credit...


  • Sydney, Australia People Intelligence Full time

    You will be working for a well-established National Finance company that offers consumer and commercial lending services through a broker network to a wide range of clients in a variety of industries. **The role**: - Reviewing financial statements and credit histories of existing and potential clients - A decisive decision maker capable of making decisions...


  • North Sydney Council, Australia Keegan Adams Recruitment Full time

    Our client, a top Non-Bank Lender in Australia, is renowned for its innovative credit service solutions. They specialize in providing exceptional mortgage offerings, and their recent investment in the development of commercial mortgages has led to significant growth.The company seeks an experienced Senior Credit Analyst/Credit Manager to support the Head of...

  • Credit Manager

    6 months ago


    Sydney, Australia Xe Full time

    Credit Manager At Xe, we live currencies. We provide a comprehensive range of currency services and products, including our Currency Converter, Market Analysis, Currency Data API and quick, easy, secure Money Transfers for individuals and businesses. We leverage technology to deliver these services through our website, mobile app and by phone. Last year, we...

  • Credit Manager

    7 months ago


    Sydney, Australia Xe Full time

    At Xe, we live currencies. We provide a comprehensive range of currency services and products, including our Currency Converter, Market Analysis, Currency Data API and quick, easy, secure Money Transfers for individuals and businesses. We leverage technology to deliver these services through our website, mobile app and by phone. Last year, we helped over 300...

  • Credit Manager

    7 months ago


    Sydney, Australia Xe Full time

    At Xe, we live currencies. We provide a comprehensive range of currency services and products, including our Currency Converter, Market Analysis, Currency Data API and quick, easy, secure Money Transfers for individuals and businesses. We leverage technology to deliver these services through our website, mobile app and by phone. Last year, we helped over 300...


  • Sydney, New South Wales, Australia CreditorWatch Full time

    About CreditorWatchWe are a leading Australian data and technology company that provides businesses with access to unique data and innovative products. Our platform enables our customers to confidently manage their commercial relationships, improve productivity, and reduce financial risk.As a commercial credit reporting bureau, we offer a complete suite of...


  • Sydney, New South Wales, Australia Impel Management Full time

    Impel Management is seeking a highly skilled Commercial Risk Manager to join our dynamic team.About the RoleWe are looking for an experienced professional to manage commercial risk and ensure the overall profitability of our organisation. The successful candidate will possess a strong background in commercial finance, credit risk management, and business...


  • Sydney, Australia JPMorgan Chase & Co. Full time

    Job Summary: As a Vice President in the Commercial and investment bank you will focus on execution of transactions across acquisition & leveraged finance, vanilla and structured lending and derivatives, and liquidity and cash management products for a diversified portfolio of institutional and corporate clients.  The Commercial and Investment banking...

  • Credit Analyst

    6 months ago


    Sydney Western Suburbs, Australia Byron Thomas Recruitment Full time

    This position sits within the credit decisioning team and holds a $1 million DOA with the main function to assess the risk and credit exposure of their portfolio with responsibilities that will include but not be limited to: - Extensive analysis of company statements and financials to assess credit risk - Recommend and approve million-dollar credit lines to...

  • Credit Risk Manager

    6 months ago


    Sydney, Australia Jobs for Humanity Full time

    **Company Description** Jobs for Humanity is collaborating with FIS Global to build an inclusive and just employment ecosystem. We support individuals coming from all walks of life. Company Name: FIS Global **Job Description** Position Type**: Full time **Type Of Hire**: Experienced (relevant combo of work and education) **Travel Percentage**: 0% Are you...

  • Credit Analyst

    4 months ago


    Sydney, Australia Westpac Banking Corporation Full time

    Credit Analyst - Supporting our Commercial Industry Bankers at St. George Bank - Focusing on complex deals above $15M - Based in Sydney CBD, working flexibly As part of the Portfolio Management Team your razor-sharp credit analysis skills and strong industry insights will be put to use for both large private, and smaller public, companies. Working with...

  • Credit Risk Manager

    4 weeks ago


    North Sydney, Australia Shift Full time

    Job DescriptionIn this role you will be responsible for the credit performance of Shift’s Trade product against predefined KPIs.  The role encompasses owning credit decisioning models, portfolio management and monitoring the end-to-end operational performance of the business for factors that influence the credit performance of the product portfolio. Own...

  • Credit Analyst

    8 months ago


    Sydney, Australia humm Full time

    Join our growing Commercial team! - Fun, collaborative team environment - Flexible working environment with Head Office based in the The Rocks The flexicommercial (part of hummgroup) culture is fast-paced, customer focused and high-achieving. flexicommercial partners with finance brokers to offer small to medium size businesses flexible and fast asset...

  • Credit Risk Manager

    2 weeks ago


    North Sydney, Australia Shift Full time

    **Company Description**: At Shift, we’re business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms and choose the right financial products. We believe Australian businesses are the driving force behind our economy and are core to our communities. That’s why our business expertise, focus on...