Commercial Credit Manager

3 months ago

Sydney, Australia AMP Full time

Commercial Credit Manager

If you live in Australia or New Zealand, you've likely heard of AMP. But at a time when society is changing, we are too. We're now a nimbler business with new leadership and thinking.

For us, these are exciting times. There's a real potential for big thinkers to help us redefine what financial services could be. And turn our legacy into something even more positive and powerful for the future.

**Help people create their tomorrow, while you create yours**

We help people with their banking, super, retirement and finances. Through upturns, downturns, recessions, and major life transitions. Every day, we help people see and make more of their financial potential, so that they can create their tomorrow. And we've been doing it for over 170 years.

If we do our job well, we genuinely add to the prosperity of our country and its people.

**How you'll make an impact**

AMP Bank Limited is predominately a retail bank, offering retail deposit accounts, residential mortgage products and services and other consumer value add services.

The Bank distributes directly to retail customers and through Brokers and Planners. The bank also has a Business Finance Division providing cash-flow lending to financial planners and mortgage brokers, with a dedicated department managing credit quality.

The role of Commercial Credit Manager, is responsible for reviewing, challenging, and making decisions on credit submissions (within the delegation) as submitted by the 1st Line. The role ensures that decisions are made within the set service level agreements (SLAs) and that all deal data is accurately captured.

Additionally, the role provides advice on loan structuring, cash-flow lending, appropriate lending covenants, restructures, workouts, annual reviews, and any other aspects of managing credit within the Business Finance team.

**You'll make an impact by**:

- Adhere to the Bank's policies and procedures when assessing loans.
- Maintain credit quality standards.
- Identify opportunities for process improvement and cost reduction.
- Provide excellent customer service by proactively communicating with business partners and offering solutions when necessary.
- Comply with AMP Bank behaviours.

**What you will bring to the team**
- At least 3 years of experience in commercial cash-flow lending, including analysing complex structures, financial forecasts, and security positions.
- Good understanding of legal entities, lending structures, and regulatory requirements.
- Excellent verbal and written communication skills and effectively engaging with various levels of management and business partners

Additionally, a commitment to delivering high-quality work on time is essential.

**You'll thrive here if...**

If you can adapt from BAU to the ambiguous with ease, you'll do well here. Change is never easy, so bring your commitment, grit and growth mindset.

Because we run lean, you'll be expected to jump in and deliver across a variety of areas. Meaning, you'll be closer to the action and executive decisions that influence where we go next.

If you're someone that can hold their own, you'll find AMP quite liberating.

**Why we think you'll love working at AMP**

Doing what we've always done is not an option, so your clever ideas will get airtime here. You'll be encouraged to speak up and try new things. If they don't work, we move on - better for it.

We know there's no one way of doing things. So, you won't have to sacrifice who you are or how you work to fit in here. We're inclusive and flexible in many of the ways you'd expect. And in some of the ways you wouldn't. As long as your health and wellbeing come first - at home and at work.

In fact, most of what makes AMP such a welcoming, enjoyable place to work are our people. Wherever you go, you'll find moments to connect, feel valued and do meaningful work.

Whether it's through our first-class leaders who are invested in you and your success. Through year-round opportunities to volunteer, fundraise and give back to the community. Or in the everyday challenges you face as we work together to strengthen this great organisation. Challenges that will stretch you, amplify your potential and compound the impact you have.

**We believe in the power of inclusion and diversity**

We're dedicated to fostering inclusion, diversity, and a warm feeling of belonging at AMP. It sparks creativity, ignites innovation, and turns up the dial on the quality of our decisions and performance. This not only makes our workplace more engaged, but also leads to better connections with our customers.

We're your allies in the search for the perfect fit - when you apply, let us know how we can support you to put your best self forward during our selection process.

**Ready to create your tomorrow?**

If you're someone who sees opportunity where others see challenge, come and work with us in smart, progressive ways as we transform an iconic Australian brand for the future. And, throu

  • Commercial Credit Manager

    5 months ago

    Sydney, Australia AMP Full time

    Commercial Credit Manager If you live in Australia or New Zealand, you've likely heard of AMP. But at a time when society is changing, we are too. We're now a nimbler business with new leadership and thinking. For us, these are exciting times. There's a real potential for big thinkers to help us redefine what financial services could be. And turn our...

  • Commercial Credit Analyst

    5 months ago

    Sydney, Australia HAYS Full time

    Commercial Asset & Equipment Finance Credit assessor, working in Northern Sydney full time **Your new company** Join an expanding Australian Non-Bank Lender who are rated for providing great service to their brokers and customers with fast and flexible solutions! Due to the growing market and business coming through, they are seeking an experienced Credit...

  • Commercial Credit Manager

    5 months ago

    Sydney, Australia AMP Limited Full time

    If you live in Australia or New Zealand, you’ve likely heard of AMP. But at a time when society is changing, we are too. We’re now a nimbler business with new leadership and thinking. For us, these are exciting times. There’s a real potential for big thinkers to help us redefine what financial services could be. And turn our legacy into something even...

  • Credit Manager

    4 weeks ago

    Sydney, New South Wales, Australia Impel Management Full time

    Job Title: Credit ManagerWe are seeking a highly skilled and experienced Credit Manager to join our team at Impel Management. As a Credit Manager, you will be responsible for overseeing and managing the credit operations and policies of our organisation.Key Responsibilities:Providing sound decision-making skills in the assessment of client applications...

  • Credit Manager

    4 weeks ago

    Sydney, New South Wales, Australia Impel Management Full time

    Job Title: Credit ManagerWe are seeking a highly skilled and experienced Credit Manager to join our team at Impel Management. As a Credit Manager, you will be responsible for overseeing and managing the credit operations and policies of our organisation.Key Responsibilities:Providing sound decision-making skills in the assessment of client applications...

  • Credit Analyst

    5 months ago

    Sydney, Australia DLL Full time

    **Our Organisation** DLL is not your average financial services company. In fact, we are above average in almost every way. With an employee engagement score of 85% (compared to the 72% industry average), it sure seems like we are doing something right. And, while most companies survive fewer than 20 years, 2019 marked our 50th. We collaborate with...

  • Credit Assessor Commercial

    2 months ago

    Sydney, Australia ING Full time

    Is 2024 your year for a new challenge at ING, Australia's most recommended bank? The ING Customer Operations Team is looking for an experienced **Credit Assessor** to join our **Priority Commercial Mortgages** team in **Sydney**. You’ll be joining a fun, collaborative, and fast paced team environment. There will always be opportunities to learn and grow...

  • Credit Risk Manager

    1 week ago

    Sydney, New South Wales, Australia Westpac Group Full time

    Key ResponsibilitiesWe are seeking a highly skilled Credit Risk Manager to join our team at Westpac Group.Key Responsibilities:Monitor and review the quality of credit decisioning and Credit Approval Authority (CAL) applications within Commercial Bank, SME, Small Business, Private Wealth, CFAL, and Specialised Business.Undertake credit file hindsight...

  • Commercial Credit Analyst

    18 hours ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    About the Role:We are seeking an experienced Commercial Credit Analyst to join our Corporate and Institutional Bank's debt product team. In this client-facing role, you will be focused on providing Structured Finance solutions to our corporate and institutional banking customers.Key Responsibilities:Deliver credit analysis, structuring, negotiating, and...

  • Credit Manager

    5 months ago

    Sydney Central Business District, Australia HAYS Full time

    Credit Manager job, working in North Sydney for a start-up organisation within Commercial Lending **Your new company** Join an expanding Australian Non-Bank Lender who are rated for providing great service to their brokers and customers with fast and flexible solutions! Due to the growing market and business coming through, they are seeking a Credit...

  • Commercial Credit Analyst

    5 months ago

    Sydney, Australia People Intelligence Full time

    You will be working for a well-established National Finance company that offers consumer and commercial lending services through a broker network to a wide range of clients in a variety of industries. **The role**: - Reviewing financial statements and credit histories of existing and potential clients - A decisive decision maker capable of making decisions...

  • Senior Credit Manager

    4 weeks ago

    Sydney, New South Wales, Australia ROBERT WALTERS AUSTRALIA Full time

    Senior Credit Manager Job DescriptionThis role is ideal for an experienced professional with a strong background in commercial and residential lending. As a Senior Credit Manager, you will play a key role in managing team leads and assessing complex mortgage applications.Key Responsibilities:Manage team leaders and assess residential and commercial mortgage...

  • Senior Credit Manager

    4 weeks ago

    Sydney, New South Wales, Australia ROBERT WALTERS AUSTRALIA Full time

    Job Title: Senior Credit ManagerThis is a senior-level role that requires a high degree of expertise in credit risk assessment and management. The successful candidate will have a strong understanding of the mortgage and commercial lending sectors, as well as experience in exercising delegated lending authority.Key Responsibilities:Assess and decide on...

  • Senior Commercial Credit Underwriter

    2 weeks ago

    North Sydney Council, Australia Shift Full time

    At Shift, we're dedicated to helping Australian SMEs take control of their cashflow and make informed financial decisions. As a Commercial Credit Underwriter, you'll play a crucial role in assessing working capital and asset finance requirements for large SMEs and small corporate customers.Key Responsibilities:Evaluate and structure credit facilities for...

  • Senior Commercial Credit Risk Analyst

    4 weeks ago

    North Sydney Council, Australia Shift Full time

    About ShiftAt Shift, we're dedicated to helping Australian SMEs take control of their cashflow and make informed financial decisions.We believe in empowering businesses to thrive, and our team of experts is committed to delivering exceptional service and support.Job DescriptionAs a Commercial Credit Underwriter, you'll play a critical role in assessing the...

  • Credit Manager

    5 months ago

    Sydney, Australia Xe Full time

    Credit Manager At Xe, we live currencies. We provide a comprehensive range of currency services and products, including our Currency Converter, Market Analysis, Currency Data API and quick, easy, secure Money Transfers for individuals and businesses. We leverage technology to deliver these services through our website, mobile app and by phone. Last year, we...

  • Credit Manager

    5 months ago

    Sydney, Australia Xe Full time

    At Xe, we live currencies. We provide a comprehensive range of currency services and products, including our Currency Converter, Market Analysis, Currency Data API and quick, easy, secure Money Transfers for individuals and businesses. We leverage technology to deliver these services through our website, mobile app and by phone. Last year, we helped over 300...

  • Credit Manager

    5 months ago

    Sydney, Australia Xe Full time

    At Xe, we live currencies. We provide a comprehensive range of currency services and products, including our Currency Converter, Market Analysis, Currency Data API and quick, easy, secure Money Transfers for individuals and businesses. We leverage technology to deliver these services through our website, mobile app and by phone. Last year, we helped over 300...

  • Senior Commercial Credit Risk Analyst

    4 weeks ago

    North Sydney Council, Australia Shift Full time

    Job Title: Senior Commercial Credit UnderwriterAt Shift, we're dedicated to helping Australian SMEs take control of their cashflow and make informed financial decisions.We're seeking an experienced commercial credit underwriter to join our team, responsible for assessing working capital and asset finance requirements for large SMEs and small corporate...

  • Senior Commercial Credit Specialist

    6 days ago

    North Sydney Council, Australia Shift Full time

    At Shift, we believe Australian businesses are the driving force behind our economy and the heart of our community.We're business specialists dedicated to helping Australian SMEs take control of their cashflow, streamline trade terms, and choose the right financial products.As a Senior Commercial Credit Specialist, you'll be responsible for assessing working...