Credit Underwriter

1 month ago

Adelaide, South Australia Plenti Full time
Who is Plenti?

Plenti is a fintech lender, providing faster, fairer loans by leveraging its smart technology. Plenti is a dynamic and innovative business that is growing strongly.

By continuing to deliver better customer experiences, Plenti is taking market share from incumbent players in the personal lending, renewable energy, and automotive finance markets.


We are a fast moving and ambitious business that seeks to recruit smart and capable people, who can take ownership of their role to help the business thrive.

With over 200 people based in Australia, Plenti is small enough so everyone can make a difference in their role, but we have very big ambitions as a team, as we go about building Australia's best lender.


Plenti is a founder led business that launched in 2014 and is now listed on the ASX, with annual revenue of over $200 million and a loan portfolio of over $2 billion.

About the role


We're building our Credit team and are on the hunt for a Credit Underwriter who is always trying to find ways to help customers.

As a Credit Underwriter, you'll be vital to our team's success, looking after the larger automotive loan applications flowing through our business.

What experience do you need?

  • Secured Delegation Lending Authority for asset finance, ideally automotive lending, 2+ years' experience within a bank or other leading retail financial institution.
  • High competence with Equifax Comprehensive Credit Reporting
  • Extensive experience verifying and analysing payslips, bank statements, tax documents, and all other financial documents
  • Exceptional quantitative and analytical skills of credit risk, coupled with sound judgment
  • Excellent verbal communication skills - a strong ability to precisely explain credit decisions to external and internal stakeholders.
  • A great personality coupled with boundless enthusiasm for great customer service
  • Proven ability to work autonomously in a very fast paced environment
  • Relevant tertiary and/or industry qualifications
What's life like at Plenti?

Working at Plenti means joining a team that is high-performing, diverse, customer-focused and collaborative. It's a place where everyone can "make it happen" and share in the results and success.

If being in a dynamic industry as part of a market-leading fintech sounds like you, then join to help us reshape Australia's financial eco-system for the good.

In return, you will enjoy a culture of innovation and entrepreneurship to take your career further. We offer flexible working and volunteer and study leave to develop your skills.

We also have monthly social events, office snacks, company Townhalls and D&I initiatives and events to help you connect with your colleagues.

Plenti is committed to a diverse and inclusive workforce. We encourage people from different backgrounds to apply, including Aboriginal and Torres Strait Islander people and people with disabilities.

When you apply, let us know any reasonable adjustments you may need during the interview process so we can accommodate you.

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