Credit Analyst

2 weeks ago


Melbourne, Victoria, Australia McMillan Shakespeare Full time

The McMillan Shakespeare Group is a trusted, market-leading provider of salary packaging, novated leasing, asset management and related financial products and services.


Through its subsidiaries, it offers a breadth of services and expertise, designed to responsibly deliver superior long-term value to its customers.

At MMS our primary purpose is to create new ways to make people's lives easier. We are committed to delivering exceptional service.

Key Responsibilities include- Evaluating the creditworthiness of potential novated lease customers Provide timely and efficient service to agreed service standards without compromising Credit Policy and Risk Appetite requirements Assist the settlements team with post formal approval and pre-settlement enquiries- Collate and prepare documentation required by auditors, lenders, and rating agencies for external audits- Contribute to reporting that is required of the Credit team at the direction of the Credit Manager- Ensure that regulatory and prudent lending requirements are met, with decisions based on an applicant's suitability for credit

What we are looking for? Successfully held a Delegated Lending Authority- Sound Finance and general credit product knowledge- Demonstrated knowledge of legislation, including credit obligations under the National Consumer Credit Protection Act (2009), Privacy Act, AML/CTF Act, PPSR Act- Proven experience in assessing, interpreting, and verifying income/financial documentation- Ability to assess financials/verify income for both individuals and SMEs- Exceptional communication skills with the ability to explain credit decisions to internal and external stakeholders is critical- Strong analytical skills and problem-solving skills- Strong MS Excel skills and experience

What we can offer you:

  • Our strong peoplefirst culture
  • Flexible/hybrid working to enhance your work/life balance
  • Novated lease benefits and discounts 12 weeks Paid Parental leave and access to our Parents Portal
  • Exempt Employee Share Plan
  • Paid Income Protection Insurance under MMSG default Super plan
  • Access to a broad range of learning and development programs
  • Career break and volunteering leave
  • Access to Employee Assistance Program and annual Flu vaccination
  • Lifestyle Rewards program


As an employer who embraces Diversity, Equity & Inclusion, we hold a collective commitment to foster an environment where all differences are valued and respected.

We encourage Aboriginal and Torres Strait Islander people, individuals from all backgrounds, including those caring for and living with disability to apply.


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