Manager - Business Lending Capital & Portfolio Optimisation

2 weeks ago

Sydney, New South Wales, Australia Commonwealth Bank of Australia Full time
Do work that matters

Business Banking (BB) offers a wide range of services and solutions to our small to medium enterprise customers, corporate businesses and our regional and agribusiness customers.

See yourself in our Team

Business Lending (BL) is a product and specialised sales team that offers Working Capital, Business Loans, Asset Finance, Corporate Finance, and Property Finance to our customers. It also has responsibility for Line 1 Risk and Controls for these products. BL is directly responsible for Product Management, Process Management, Portfolio and Pricing Management. It also works closely with Bankers, Data and Analytics, Digital and Customer Experience teams.

In this role

Your main responsibility is to transform rich portfolio data assets into insightful information used to help shape the pricing, capital and portfolio strategies of the Business Lending portfolio.

Other duties will include:
  • Analysing RWA/capital and PACC/Returns composition of the portfolio to provide insights on the return and capital performance of the book, as well as help identify and deliver portfolio enhancing strategies;
  • Proactively interrogating a wide range of datasets across several databases;
  • Using your commercial acumen, design useful analytics that will add value to portfolio management and pricing strategy;
  • Developing robust and systematic processes to operationalise the analytics framework;
  • Presenting information to senior stakeholders to help influence the pricing, capital and portfolio strategies;
  • Track, manage and report on the pipeline of capital and portfolio initiatives; and
  • Provide support pricing desk with any ad-hoc capital-related queries.
We're interested in hearing from people who have
  • Strong SQL programming skills with experience in querying and managing large data assets;
  • Strong experience with a range of different programming languages (SAS, Teradata, Oracle SQL Developer; R and Python are highly desirable);
  • A commercial mind-set to transform data into business outcomes;
  • Strong quantitative / problem-solving mind-set to be able to deal with ambiguity and incomplete information;
  • Robust understanding of applied finance, investments and portfolio performance;
  • Ability to communicate and visualize data and deliver recommendations clearly and logically across relevant stakeholder groups (Sales, Data Analytics, Systems, Finance);
  • Experience with data visualization packages such as R-shiny, Tableau, and VBA/Excel;
  • Exposure to Big Data and large complex data environments (e.g. Finance, Retail, Marketing);
  • Knowledge of, and exposure to, Credit Risk Capital Prudential Standards (APS 112 and APS 113) and Credit Risk Prudential Standard (APS 220) via Capital models, Provisioning models or Credit Policy; and
  • Tertiary qualifications in a quantitative or technical field (e.g. Mathematics, Actuarial studies, Physics, Engineering, Computer Science).
We support our people with the flexibility to balance where work is done with at least half your time each month connecting in our office.

We also have many other flexible working options available including changing start and finish times, part-time arrangements and job share to name a few. Talk to us about how these arrangements might work for you.

If this sounds like you then apply today

If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We're keen to support you with the next step in your career.

We're aware of some accessibility issues on this site, particularly for screen reader users. We want to make finding your dream job as easy as possible, so if you require additional support please contact HR Direct on

Advertising End Date: 02/06/2024

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