Credit Risk Officer, Westpac Institutional Bank

1 week ago

Sydney, New South Wales, Australia Westpac Banking Corporation Full time
Credit Risk Officer, Westpac Institutional Bank


Join the Institutional Credit team to support the Energy, Infrastructure and Resources (EIR) portfolio within the WIB EIR Credit team.

All roles at Westpac Group can be considered for flexible working arrangements, such as flexible hours, working remotely, part time work, or job sharing.


  • Senior credit decisioner role entrusted to independently manage a broad EIR & Corporate Credit Portfolio
  • Responsibility includes provision of Credit risk support, due diligence and approval of Acquisition Finance, Trade Finance, Asset Finance and Project Finance transactions within your portfolio.
  • Sydney role I Hybrid Working

How will I help?


Report to the Head of Energy, Infrastructure and Resources (EIR Credit) and provide proactive risk management of a portfolio of Institutional EIR-related clients, and when required, other corporate clients.

Lead the underwriting and credit approval process for client requests under your responsibility, including acquisition finance, trade finance, asset finance and project finance related transactions.


You will be a key member of the wider EIR Credit team responsible for the Energy, Infrastructure and Resources client portfolios.

The team also closely supports Financial Markets transactions in the approval and management of credit risk arising from hedging activities, as well as active origination deals via our Leverage Acquisition Finance and Project Finance teams.


Your responsibilities will include:

  • Collaborate with 1st line stakeholders to understand deal structures, threshold risks and mitigation strategies.
  • Demonstrate prudent and clear judgment in the assessment and management of the credit risks within the business, including the early recognition of problem loans and implementation of remediation plans.
  • Adopt a continuous improvement policy to build the Westpac brand leadership in the market.
  • Ability to act independently, think innovatively, solve problems and exhibit a collaborative growth mindset.
  • Contribute to the strategic positioning of WIB to ensure that credit strategies and policies are appropriately aligned with business units' objectives.
  • Contribute to the development of a robust credit culture within the business.

What's in it for me?
You'll play a significant part of the future of a business that has been around for 200 years. Our purpose is to create better futures together. So, we'll back you in the development of your career, internal career prospects, and flexible working. You'll also keep learning to grown, backed by a fantastic team of people with a can-do, supportive structure.

Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers.

This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled

What do I need?


You will have at least 7 years' experience in a credit related analytical role with previous delegated authority to approve credit risk (highly desired) and experience in the EIR-related sectors (including general corporates) and acquisition / project finance transactions.

While not essential, demonstrated experience in credit policy reviews, APRA reporting and portfolio data analysis would be viewed positively.

In addition to your technical capabilities, you will have the ability to problem solve and make commercial and risk decisions in high pressure environments.

With ability to develop trusted relationships you will exhibit a collaborative growth mindset. Practical knowledge of legal documentation would be highly regarded.

What is it like to work there?
We aim to provide one big, supportive team to help us achieve our purpose of creating better futures together.

As well as competitive remuneration and a great culture, joining the Westpac family means you will get some of the best banking, wealth and insurance benefits in the market.


We back our employees by helping them work towards industry-recognised qualifications, using online learning, training modules and career planning tools for you to grow with us.

We will even pay you to do volunteer or community work.


As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility - and champions inclusion.


How do I apply?
Start here. Just click on the APPLY or button.

Do you need reasonable adjustments during the recruitment process?

Job ID

  • Service Associate, Institutional Banking

    1 week ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Opportunity to join Westpac's Institutional Bank:Established career path and progression opportunities:- Sydney or Melbourne BasedHow will I Help?The Service Associate, Institutional Banking role will work with the Global Transaction Services (GTS) business line which is a critical pillar of Westpac's Institutional Bank (WIB).The team provides service...

  • Associate Director, Credit Analyst

    1 week ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Utilise your Energy & Infrastructure knowledge and join Westpac's Institutional Bank:Established progression opportunities and career paths:- **Sydney basedHow will I help?An exciting opportunity has risen for a motivated Credit Analyst to join the Westpac Institutional Bank's (WIB) Customer Insights & Analytics (CI&A) team focusing on Corporate and...

  • Associate Director, Credit Analyst

    7 days ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Sydney or Melbourne based Opportunity to join Westpac's Institutional Bank 12month max term opportunity**How will I help?**An excellent opportunity has arisen for a dedicated and experienced Associate Director, Credit Analyst to join Westpac's Institutional Bank (WIB) in the Customer Insights & Analytics team within our Corporate & Institutional Bank (CIB)....

  • Associate Director, Credit Analyst

    1 week ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Permanent Role Sydney based – hybrid working, WFH two days per week Incredible opportunity to join Westpac's Institutional Bank How will I help? An excellent opportunity has arisen for an experienced Associate Director with solid credit analysis skills to join Westpac's Institutional Bank (WIB) in the Consumer & Services Analyst team in Sydney. This team...

  • Associate Director, Credit Analyst

    1 week ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Permanent Role Sydney based WFH two days per week Incredible opportunity to join Westpac's Institutional BankHow will I help?An exciting opportunity has arisen for a motivated Credit Analyst to join the Westpac Institutional Bank's (WIB) Customer Insights & Analytics (CI&A) team focusing on Real Estate clients. The CI&A team is responsible for high quality...

  • Kyc Associate, Institutional

    1 week ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Westpac is always on the lookout for skilled Aboriginal and Torres Strait Islander job seekers to join our mob.Client Lifecycle Management (CLM) is part of Institutional Banking Services under the CIB Division. Institutional Banking Services supports the Westpac Institutional Bank (WIB) and we pride ourselves on being a business unit that is equipped to meet...

  • Associate Director, Credit Strategy

    1 week ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Opportunity to join Westpac's Institutional Bank:Established career path and progression opportunities:- Sydney BasedHow will I Help?The role of Associate Director, Credit Strategy, will focus on providing single name and industry based strategy views on Australian and New Zealand corporates and banks. You will be expected to take leadership on selected...

  • Associate Director

    1 week ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Opportunity to join Westpac's Institutional Bank Established career path and progression opportunities to take on a client facing role Sydney based roleHow will I help?An exciting opportunity has arisen for a motivated Associate Director, Credit Analyst to join the Westpac Institutional Bank's (WIB) Customer Insights & Analytics (CI&A) team focusing on...

  • 2024 Westpac Institutional Bank Graduate Program

    1 week ago

    Sydney, New South Wales, Australia Westpac Group Full time

    About UsAs the oldest bank and first company in Australia, we have more than 200 years of continuous service to the people of Australia. Through our unique portfolio of brands, we support and serve over 13.9 million customers.In 2019 Westpac was named Australia's most sustainable bank by the Dow Jones Sustainability index. It was also our 18th year in a row...

  • Associate Director, Credit

    7 days ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Permanent Role Sydney based - hybrid workingHow will I help?This role is a part of Corporate & Institutional Banking, under Westpac Institutional Bank (WIB) division. This role reports to the Director, Credit & Collateral and will support the ongoing operations of the team, execution of various initiatives in the line of business.Responsibilities: Support...

  • Banking Associate

    7 days ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Westpac is always on the lookout for skilled Aboriginal and Torres Strait Islander job seekers to join our mob.How will I help?As an Associate you will be a part of the Customer Lifecycle Management Operations Hub and will work directly with the customers, business, other operational teams and Financial Crime Compliance.Client Lifecycle Management (CLM) is...

  • Associate, Banks

    7 days ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Opportunity to join Westpac's Institutional Bank:Established career path and progression opportunities:- Sydney BasedHow will I Help?Westpac Institutional Bank (WIB) manages the financial needs of corporate, institutional and government clients that are based, or have interests in, Australia and New Zealand.The Banks and Insurance Relationship team sits...

  • Associate Director

    1 week ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Opportunity to join Westpac's Institutional Bank Established career path and progression opportunities to take on a client facing role Sydney or Melbourne based role**How will I help?**An exciting opportunity has arisen for a motivated Associate Director, Credit Analyst to join the Westpac Institutional Bank's (WIB) Customer Insights & Analytics (CI&A) team...

  • Senior Associate

    7 days ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Opportunity to join Westpac's Institutional Bank or continue your career in the Group 12 month Max-Term Contract or Secondment role Sydney Based How will I Help? Westpac Institutional Bank (WIB) manages the financial needs of corporate, institutional and government clients that are based, or have interests in, Australia and New Zealand. The Banks and...

  • Credit Officer

    1 week ago

    Sydney, New South Wales, Australia Westpac Group Full time

    Sydney location, open to applicants from Melbourne Permanent, full time Hybrid working environment – 3 days in office How will I help? The role is primarily responsible for the credit risk approval and management of a portfolio of WIB Corporate clients, including new to bank and acquisition finance related transactions. You will be a key member of the...

  • Associate Director, Consumer Nsw Analyst

    1 week ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Opportunity to join Westpac's Institutional Bank:Established career path and progression opportunities:- **Sydney BasedHow will I Help?An excellent opportunity has arisen for an experienced Associate Director with solid credit analysis skills to join Westpac's Institutional Bank (WIB) in the Consumer Analyst team covering NSW.This team is responsible for...

  • Head of Data Platforms, Credit Risk

    1 week ago

    Sydney, New South Wales, Australia Westpac Group Full time

    How will I help?The Head of Data Platforms, Credit Risk will serve several critical internal clients, including the business units of Credit Risk, Business & Wealth, the Institutional Bank, and the Group's regulatory reporting teams. Your team of approximately 100 colleagues sits within the Data Platforms Group Business Unit (GBU) division which comprises...

  • Associate, Analyst

    1 week ago

    Sydney, New South Wales, Australia Westpac Institutional Banking Full time

    Permanent Role Sydney based Incredible opportunity to join Westpac's Institutional BankCustomer Insights & Analytics (CI&A) is a collaborative global team responsible for high quality origination and delivery of best-in-class customer and industry insights, to differentiate our sales proposition and enhance our conversations with valued clients. Our...

  • Corporate & Investment Bank - Credit Risk

    1 week ago

    Sydney, New South Wales, Australia JPMorgan Chase Bank, N.A. Full time

    Corporate & Investment Bank - Credit Risk (Financial Institutions) - AssociateSydney, AustraliaAs part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world...

  • Senior Manager, Credit Assurance

    1 week ago

    Sydney, New South Wales, Australia Westpac Group Full time

    Permanent opportunity to join the Credit Assurance Team for our Institutional BankFlexible Hybrid working environment Open to any location across AustraliaHow will I help?We are seeking a seasoned professional to join our team as a Senior Manager in Credit Assurance within our Credit Risk division. This role is pivotal in monitoring and enhancing the quality...