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Personal Loan Assessor
4 months ago
RAC’s vision is for a safer, sustainable, and connected future for Western Australians. For more than 115 years, we’ve worked with our members and the community to create change for the better.
RAC Finance (RACF) specialise in market leading finance products and services ranging from personal loans, investment notes and property development finance loans.
What will you be doing?
In your role as Personal Loan Assessor (Personal Finance Consultant), you will be responsible for providing valued services to achieve more for our members through assessing personal loan applications. In this decision making role, you will assess loan applications against RAC Finance Credit Policy to make responsible lending decisions within specified timeframes and delegated authority. In addition, you will;
Conduct member discussions (inbound/outbound calling) to understand financial information provided on loan applications to support pre-approval or decline decisions
Proactively keep members informed of loan progress, outcomes and complete follow up calls to progress loan applications to settlement
Analysing all data and complete necessary credit assessment checks, to ensure an acceptable level of risk, complying with all legislative requirements including the National Credit Code
Achieve credit assessment targets in accordance with credit policy and procedure
What will you bring to the role?
Previous loan assessment experience is required (banking or finance industry experience preferred)
Experience in a customer service role
Strong communication skills
Sound understanding of the national credit code, responsible lending obligations and Privacy Act
What we offer you
Better Journeys Begin at RAC. A career at RAC is more than just a job. We are passionate about our people, and we strive to create an environment that fosters their growth, our culture, and diversity and inclusion for all.
Our People are members first. Our people feel valued, respected and recognised
Be empowered to learn – professional career development and training provided
RAC recognise the value of flexible work
Generous discounts on home, contents and car insurance plus free roadside assistance
In-house Health and Wellness programs
Community Volunteering program
An established Diversity & Inclusion strategy
A very active Social Club - join one of the most active social clubs in Perth with over 900 members
Supporting Diversity & Inclusion
As an Equal Opportunity Employer, RAC values inclusivity and promotes a workplace that actively seeks to welcome contributions from all people. If you need assistance or adjustments or would like to note which pronouns you use to fully participate in the application or interview process, please contact our Talent Acquisition Team.
