Associate

Join an organisation with strong values, a community focus and a great culture

About Bendigo Bank

Bendigo Bank has a unique position in the Banking and Finance industry: we are a trusted brand with a (really) high Net Promoter Score and the time is right for growth as businesses reconsider the sort of bank they want to partner with.

With more than 160 years of history, we are proud of our position in the community with more satisfied customers than any other Australian bank. Every day, we work hard to bring our company purpose to life; feeding into the success of our customers and communities and not off it.

We're more than just a bank with banking products. We change the lives of customers and communities. Commercial actions with heart

Our time is now. We are challenging the status quo and we're excited about our future

About the role

Our Business Banking Division has embarked on a significant transformation program with a focus on improving both our customer and our employee experience. We have simplified our policies and ways of working and improved our systems and tools. It's a great time to come on board and be part of the great culture we have at Bendigo and Adelaide Bank

**In this role you will**:
Support our Business Bankers to manage and develop strong customer relationships
Liaise with customers and key stakeholders to ensure an efficient and amazing service is provided to our customers
Financial analysis, security structuring, completion of credit submissions and adherence to policy and procedures for all lending approvals for business lending typically in the range of $1-5 million.
Ensure scheduled reviews are completed within agreed time limits
Conduct customer needs analysis to match appropriate products and support cross selling opportunities

**Mentor and coach**: grow our Analyst's financial analysis and credit writing skills and be the first port of call for their queries

This is a full time, permanent position. As part of our team name team, you can be based in Bendigo. You will become part of a company with a great culture and a supportive and collaborative team with a focus on high performance.

Does this sound like you?

We are looking for someone who enjoys being part of a team and who takes genuine care in supporting their customers, plus:
Advanced Financial acumen, analytical and problem-solving skills
Knowledge of business structures and experience conducting financial analysis including ability to analyse and interpret financial and cash flow statements
Strong interpersonal & relationship building skills with customers, colleagues and stakeholders
High attention to detail and the ability to be flexible and remain organised and multi-task in a busy role

**Additional experience that would be advantageous**:
Knowledge of banking regulations, policies, procedures and the range of a bank's products and services
Understanding of the end-to-end business lending process, including the annual review process.
Credit assessment skills, the ability to structure security arrangements and experience writing credit submissions
Exposure to business/commercial loans with complex lending up to $5 million
Tertiary qualification in a business-related field

Why us?

There's so much more to a career with Bendigo and Adelaide Bank than just banking.

Get real benefits, work life balance and flexibility. You bring your brilliant mind and we'll help you take your learning to the next level with on the job training and external development opportunities - we want you to shine. After all, YOU are the difference that makes us the better big bank.

If you're excited to be part of an organisation with strong values and a community focus - then this could be the role for you

It is a condition of employment with the Bank that you are fully vaccinated against COVID-19, unless you have a medical contraindication or acute illness which prevents you from receiving the vaccine and you provide satisfactory evidence of this to the Bank.