Senior Manager Business Credit

About the Role Are you ready to shape the future of business lending at BOQ Group?
We're on the lookout for a dynamic and commercially astute Senior Manager Business Credit to join our Group Risk team.
This pivotal role is all about making smart credit decisions that drive growth while safeguarding our risk appetite.
You'll be at the heart of our credit assessment process - analysing, structuring, and decisioning SME and Middle Market submissions with precision and purpose.
What makes this role truly exciting?
It is at the heart of our transformational journey which will see you collaborate closely with our Retail teams, our Business Bank and of course, to ensure loans are signed off efficiently and effectively.
Your insights will help shape the way we do business - ensuring every deal is structured to succeed and every risk is understood and managed.
You'll also play a key role in mentoring others, fostering a best-practice risk culture, and contributing to strategic initiatives that support BOQ Group's growth ambitions.
Whether it's attending strategic meetings, visiting customers, or influencing credit policy, your impact will be felt across the organisation
About you You're a seasoned professional in credit or retail finance, bringing a strong skill set and experience from a similar role.
You have a deep understanding of credit risk, or perhaps you come from a relationship management background - where engaging with customers and credit writing is second nature - but now you're ready to transition into the world of credit approvals.
That's right - you've exercised credit approval authority within a major financial institution and know how to interpret financial statements and corporate structures with precision.
You bring a strong customer focus, both internally and externally, and thrive in collaborative environments.
Your ability to communicate with empathy and clarity - whether in reports, meetings, or one-on-one conversations - sets you apart.
You're curious, inclusive, and you care about everyone around you - be it customers or fellow colleagues.
If you're ready to make a difference and help us deliver smarter, faster, and more effective lending outcomes, we'd love to hear from you.
Working at BOQ Group is fun, fast-paced, and full of opportunity.
We're looking for smart, energetic, and passionate people to help drive our multi-brand banking group forward.
We prioritise a customer-first mindset, outcomes-driven thinking, agility, and strong risk management - If that sounds like you, let's chat
About Us BOQ Group is a truly unique group of challenger brands with a purpose – to provide a genuine alternative to Australian financial services for customers and employees.Our family of brands (Bank of Queensland (BOQ), ME Bank, Virgin Money Australia, BOQ Specialist), each come with their own defined customer audience and brand personality, but share one goal – to build social capital through banking.
That's creating trust with customers, exploring staff potential and believing that tiny gestures and big ideas can change the world for communities.BOQ Group's inclusive vision is to foster a workspace that values and leverages difference and creates new possibilities, a place where our people feel confident to bring their best selves to work every day.
We embrace difference and believe that our workforce should reflect the customers and communities that we serve.Since 2021, BOQ Group is recognised as an Employer of Choice for Gender Equality by the Workplace Gender Equality Agency (WGEA).
In 2023, we successfully implemented an innovative Reconciliation Plan, driving positive change and promoting inclusivity across BOQ Group.Our Benefits At BOQ Group, we are passionate about creating an exceptional work environment that nurtures both your professional and personal growth.
Our comprehensive benefits package is designed to enhance your well-being, provide financial security, and foster a sense of community and inclusion.
Here are just some of the fantastic perks you can enjoy as part of our team: Flexible working arrangement - Balance your work and personal life with ease.
Discounted financial products - Enjoy exclusive rates on our financial services across the Group.
Salary sacrificing options - Maximise your take-home pay with our salary packaging options.
Paid parental leave with no minimum requirements - Spend quality time with your new family member without any worries.
Purchase additional annual leave - Need more time off?
You can buy extra leave days.
Discounted private health insurance plan - Take care of your health with our special rates.
Employee Assistance Program (EAP) - Access confidential support for personal and professional challenges for you and your family Access to employee network groups - Connect with peers through our First Nations Reconciliation, LGBTQIA+, Multicultural, Gender, Early Careers, and accessibility groups.
Pride in Diversity membership: We are proud members of Pride in Diversity and actively participate in the Australian Workplace Equality Index.
We are committed to creating a workplace where everyone feels valued and supported.
Join us and be part of a company that truly cares about its people and community
How to Apply To apply for this role at #boqgroup #grouprisk, follow the links or apply via our Careers Page.
BOQ Group is committed to diversity and an inclusive workforce.
Aboriginal and Torres Strait Islander People are encouraged to apply.
We celebrate, value and include people of all backgrounds, gender and expressions, sexualities, cultures, bodies and abilities.
When you apply, you are welcome to tell us the pronouns you use and please let us know any reasonable adjustments you may need during the interview process.
If you are successful for a role with BOQ Group, it is a condition of employment that background screening is completed to ensure that the Bank complies with its obligations under the Anti-Money Laundering and Counter Terrorism Financing Act.
These checks may include, but are not limited to: identity, verification, reference checks, criminal background checks, immigration checks, verification of academic qualifications, bankruptcy checks.
Please no agency applications.