Quantitative Credit Risk Analyst

2 weeks ago

Sydney, New South Wales, Australia Prospa Full time

At Prospa, we exist to unleash the potential of small business. We are building the future of small business and simplifying cashflow by building a leading platform that helps customers make payments, fund growth and reduce admin.

**The role**:
As a Quantitative Credit Risk Analyst at Prospa, you'll be a key player in our Enterprise Risk team, reporting to the Credit Risk Management Manager in this 12 month Fixed Term Contract role. You'll collaborate across teams to enhance how we assess credit risk, manage and refine our credit decision engine, and ensure our scorecards meet best practices. You'll analyse data, build models, and offer insights to fine-tune our credit risk strategies and meet board expectations.

**What you'll be doing**:

- Working with Credit Risk and other teams to keep loss rates between 4% and 6%.
- Supporting the Credit Risk Management Manager develop and refine credit risk models and scorecards using various data sources.
- Improving decision-making for credit risk and customer segmentation.
- Creating and updating dashboards and reports on scorecard performance.
- Ensuring our Credit Decision Engine is correctly implemented with Product and Technology teams.
- Analysing portfolio data and provide insights to the Executive Leadership Team (ELT).
- Collaborating with Credit Portfolio Management and Credit Settings to understand and give feedback on portfolio changes.
- Ensuring sure credit risk decisions follow our Credit Risk Policy.
- Working with the Credit Risk Transformation team to see how product changes affect credit risk decisions.
- ; Managing credit risk systems to support business needs and ensure data accuracy

**What you'll need to succeed**:

- Proven experience in SQL, Python (or similar programming), and credit risk modelling
- Familiarity with Tableau and Databricks
- Experience using various analytical techniques to provide actionable insights
- Proven experience in analysing business problems, recommending solutions, and delivering them on time.
- Ability to manage technical and non-technical stakeholders, translating data into meaningful stories.

**What we offer**:
As a busy grow getter, our benefits are here to help you be unstoppable in your mission. Whether it's a lofty career goal, investing in your family, saving the planet or simply feeling fulfilled:

- **Growth**: There's something for everyone including learning days, a learning allowance, leadership programs, CliftonStrengths workshops, digital learning, and biannual companywide learning weeks
- **Wellbeing**: Think fitness initiatives, seasonal programs (including flu shots, massages, skin checks, wellness classes), additional "Me Days" and access to holistic EAP coaching.
- **Lifestyle**: Find your fit with flexible working options, top notch office facilities and diverse remote/ travel work options. You can also purchase additional leave and take up to 18 weeks paid parental leave.
- **Impact**: Join a business that cares and is recertified as carbon neutral. And you can tap into volunteer days, our partnership with Kiva and join a range of employee resource groups.

**Why Prospa?**:
We're a Best Workplace in Technology for 2024 We embrace diversity in our people and our thinking. You'll find an environment where there's always something new around the corner. It's collaborative, inclusive and respectful. A place where we celebrate who you are, naturally.

We're building the future of small business finance. **Join us

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