Lending Specialist

We need a Lending Specialist who is experienced in assessing and approving home loan applications.  It is not just important that you have held a lending delegation in the past, it is a deal-breaker.  If you have not held a home loan DLA, thank you but please stop reading now, as your application would not be successful.  Those who have held a DLA, read on

About the role:

What would a typical day look like in this role?

Firstly, you need to know that it is a very small team, with a very supportive manager, you will definitely be a name and not a number in our environment. The team is comprised of the Lending Services Manager, five Lending Specialists and two Lending Coordinators.  Our applications come from two streams – third-party brokers or our internal Lending Consultants who are taking applications directly from our members.

Your day would be a mix of new files for assessment and completing the follow-up on existing files. Predominantly home loan files, reverse mortgages, and some personal loans. These will include both PAYG and self-employed applicants. You will have the satisfaction of taking the file from the initial submission all the way through to formal approval, including all the checks, valuations, searches, etc. that this entails.

As the role of Lending Specialist is to maximise the growth opportunities for the business, you will use your experience to give advice which helps to structure a deal in the best way possible for both the customer and the business.

Aside from your team, your day-to-day interactions would be with the Brokers and our Lending Consultants.  It will be important that you are keeping them informed of the status of their applications. In addition, you might want to run a few things past the Credit Risk team.  That's easy, they're just on the other side of the office, they will be open to having you drop by to discuss any aspect of the file.  As they are responsible for Credit Policy, they will welcome your feedback and input.

About you:

What would a suitable candidate have by way of skills and experience?

• We have mentioned that you need to have been DLA Holder for home loans

• You should be a dedicated Financial Services professional with a minimum of 5 years' experience in consumer and mortgage assessment;

• Have well-developed communication written and verbal communication skills;

• You will be able to work collaboratively as part of a team; and

• Have a demonstrated ability to manage workflows and follow up on issues in a timely manner.

About Our Values:

Gateway's values are:

• Do the right thing

• Passion

• Stumble don't fall

• "Small up" do more with less

• Not 'work' but making a difference

We hope that prospective employees will connect with all of our values but for this role there are several values that take on particular importance.  As someone who will be trusted with a DLA, the value of Do the right thing should have particular resonance, as you ensure that you exercise your authority with care and diligence.

As does the value of Passion; we hope you will share our passion for helping our customers to buy their homes. Our Lending Specialists try to keep the person behind the loan in mind whenever they are assessing a deal.

As a Gateway employee, we want you to feel comfortable to be "you" with whatever unique qualities that entails. Embracing our differences helps us to create a culture that is supportive and fun.  We encourage and support you to actively pursue growth and learning – we don't stop training once we are on the team

We also hope that you will engage with our purpose "Pocket and Planet" through which we support environmental goals that reduce consumption and go hand-in-hand with improving financial literacy and our Members' wealth.

More detailed information on our purpose and our award-winning Green products can be found on Gateway's website, along with our Careers page.

What does Gateway offer?

For our part, we offer an excellent working environment, investment in training and career development programs, competitive remuneration and other benefits.

You would be working in our super-stylish office in the Sydney CBD, which is located close to transport and the QVB shopping district, with the option of working from home two – three days per week.

What is the recruitment process?

Our screening process will include a mixture of online screening and assessment tools.  As a guide, you should expect the process to include the following components: resume screening, online video interview, live online and face to face Interviews and online psychometric assessment.

If you are passionate about this role, and can demonstrate the skills and experience required, then we look forward to hearing from you