Senior Credit Analyst — Commercial Asset

2 weeks ago

South Melbourne, Victoria, Australia Three Peaks Finance Full time

About Three Peaks Finance

Three Peaks Finance is a fast-growing commercial asset & equipment finance brokerage serving heavy equipment, transport, construction, manufacturing and related sectors. We've just won Emerging Broker Firm of the Year. We act as one partner across the major banks to deliver competitive options and fast approvals with minimal hassle for our clients.

The Opportunity

We're hiring a Senior Credit Analyst (Full Time) to be the centre of gravity for all credit applications across Low-Doc, Mid-Doc and Full-Doc deals. You will own credit quality and speed to submission, liaise directly with lenders, and free brokers to focus on bringing in more business.

What You'll Do

Credit

  • Triage, structure and assess transactions across commercial asset finance; confirm policy fit and recommend structures (term, residual/balloon, security, guarantees as appropriate).
  • Complete servicing calculations and prepare credit memos.
  • Liaise directly with BDMs and credit officers to workshop transactions, negotiate mitigants and resolve queries quickly.
  • Manage credit conditions from conditional approval to final sign-off; anticipate/document lender questions to lift first-pass approval outcomes.

Packaging & Submission

  • Utilise lender portals and build application packs to be submitted for approval.
  • Perform QA on all deals prior to submission.
  • Coordinate valuation/PPSR requirements and keep files audit-ready.

Broker Enablement & Governance

  • Maintain impeccable filing & CRM Tasks/Alerts so file status is always live; communicate proactively with brokers and key stakeholders.
  • Contribute to template/checklist improvements that reduce rework and time-to-submission.
  • Support Ops on settlement readiness.

What You Bring

  • 5+ years in bank/brokerage credit or senior broker support in asset/equipment finance; strong policy interpretation and structuring.
  • Capacity to read and analyse company financial data.
  • Confident communicating directly with BDMs/credit teams; able to negotiate and document mitigants succinctly.
  • High throughput with accuracy; excellent writing skills and CRM discipline.
  • Tools: Findesk (or similar), lender portals, Microsoft 365 (Excel, OneDrive/OneNote).

Logistics & Offer

  • Full-time, on-shore, hybrid (1 WFH day).
  • Start ASAP.

  • Credit Analyst

    2 weeks ago

    Melbourne, Victoria, Australia Balmain Full time

    PRIMARY ROLEThe Balmain Group has over $10B in receivables under management, including a commercial loan portfolio exceeding $5.5B and provides $4B in property investment and development loans each year. Loans range in size between $1M to in excess of $100M for a range of purposes including investment, construction and site acquisition. Structured/preferred...

  • Credit Risk Specialist

    2 weeks ago

    Melbourne, Victoria, Australia Capstone Recruitment Full time

    Portfolio Manager – Execution & Asset ManagementMelbourne | Full-time | Investment & Funds ManagementAre you an experienced property finance professional who thrives in a fast-paced, deal-driven environment? This is a rare opportunity to join a high-performing private investment group and play a pivotal role across transaction execution, credit, and asset...

  • Senior Commercial Analyst

    2 weeks ago

    Melbourne, Victoria, Australia Department of Transport and Planning Full time

    About UsWe create thriving places and connected communities. We bring together transport, planning, land use, precinct and policy functions in a single department to deliver the best outcomes for Victorians.Together with our portfolio agencies, we are responsible for planning, building, operating and maintaining Victoria's transport, planning and land...

  • Senior Commercial Analyst

    2 weeks ago

    Melbourne, Victoria, Australia Department of Transport and Planning Full time

    Company description: About the groupInvestment and Technology leads and manages the investment lifecycle; drives commercial advice & negotiations to facilitate reform; and enables core delivery through Finance, Procurement & Enterprise Technology.The Commercial Transactions Team delivers commercial advisory services, project deal strategy, and end-to-end...

  • Asset Analyst

    2 weeks ago

    Melbourne, Victoria, Australia VicGov People Careers Full time

    About usWe create thriving places and connected communities. We bring together transport, planning, land use, precinct and policy functions in a single department to deliver the best outcomes for Victorians.  Together with our portfolio agencies, we are responsible for planning, building, operating and +maintaining Victoria's transport, planning and land...

  • Senior Commercial Asset Manager

    2 weeks ago

    Melbourne, Victoria, Australia Casa Recruitment Full time

    our partnerSpecialising in commercial and retail leasing, property management and sales, our client has unsurpassed local knowledge of the Melbourne market, and a 30-year track record of success to prove it.*your roleBe one of two Asset Managers in this business, who hold portfolios of around 150 tenancies.  The team do work very collaboratively in an open...

  • Senior Analyst/Associate – Investments

    2 weeks ago

    Melbourne, Victoria, Australia weave. Recruitment Full time

    weave. is supporting a leading private credit fund to source a Senior Analyst / Associate to join their growing Investments team. This opportunity sits within a high-performing direct lending platform that provides bespoke senior and subordinated financing solutions to support corporate acquisitions, growth strategies, restructures and liquidity events.The...

  • Senior Credit Officer

    2 weeks ago

    Melbourne, Victoria, Australia FourQuarters Recruitment Full time

    Senior Credit OfficerThe role:A leading, fast-growing financial services group is seeking an experienced Senior Credit Officer to join its Melbourne based credit team. With a global footprint and a strong track record in mortgage lending and capital markets, this organisation offers a dynamic environment, ongoing growth, and the chance to support lending...

  • Senior Analyst

    1 week ago

    Melbourne, Victoria, Australia FE fundinfo Full time

    Play a key role in ensuring sound investment governance, risk oversight, and portfolio integrity across a diverse range of managed account portfolios in one of Australia's leading investment research and consulting firms.As a Senior Analyst - Investment Risk and Governance, you will have the opportunity to apply your quantitative analysis skills and risk...

  • Senior Analyst

    1 week ago

    Melbourne, Victoria, Australia FE fundinfo Full time

    Play a key role in ensuring sound investment governance, risk oversight, and portfolio integrity across a diverse range of managed account portfolios in one of Australia's leading investment research and consulting firms.As a Senior Analyst - Investment Risk and Governance, you will have the opportunity to apply your quantitative analysis skills and risk...