Lead Product Manager

WHO IS LUMI?

We're a leading Fintech small business lender fuelling growth by making finance more accessible.

We deliver fast & flexible funding designed to meet the unique needs of Australian businesses. With over $1.5 billion funded since 2018 and backing for 15,000+ small businesses, we're trusted for our speed, high quality service, and tailored approach.

WORKING AT LUMI

We are building a culture where you can grow and make a difference for customers. We are looking for people to join us on this journey who are passionate, curious and great problem-solvers.

We are incredibly proud of our awards, including most recently our Deputy CEO, Anna Hawter, receiving the Finnies' 2025 Outstanding FinTech Leader of the Year award. We also ranked in the top #3 on the 2024 Australian Financial Review BOSS Best Places to Work Banking, Superannuation and Financial Services list, 2023 Best Workplace Diversity Award by FinTech Australia and the 2022 Empowering Innovation Affie Award. We also ranked #36 among the fastest-growing technology companies in Australia in the 2022 Deloitte Technology Fast 50 Australia.

We foster a workplace where everyone feels a sense of belonging and respect and can reach their full potential. If you need any adjustments for a fair recruitment process, please let us know when applying.

OUR VALUES

Egos at the door

We own. We don't judge. We don't blame. We are open. We are in this together. We are respectful.

See the customer

We show up. We understand. We anticipate. We do what we say. We genuinely focus on solutions.

Think lean

We make things simple. We are resourceful. We understand the problem. We think ahead.

Learn to grow

We are curious. We challenge. We try. We fail forward. We learn. We try again.

Interested in this exciting opportunity at Lumi? We kindly ask that you include a cover letter highlighting your most relevant experiences for this role. Please include within your CV.

THE ROLE

We're looking for an experienced Lead Product Manager to own Lumi's product portfolio and deliver measurable business outcomes. This is a critical role responsible for translating company strategy into a clear, prioritised roadmap.

You will be a "player-coach," leading, mentoring, and developing our PMs while holding the bar on quality, speed, and impact. You'll partner closely with Engineering and Design to shape product strategy, unblock delivery, and uphold quality standards, all with a strong commercial lens.

As the Product lead, you will own and evolve Lumi's product operating model, lifting product capability through clear standards, coaching, and pragmatic governance.

KEY RESPONSIBILITIES

• Strategic Leadership: Translate company strategy into a portfolio roadmap with explicit business outcomes. Prioritise ruthlessly using business impact, customer value, and cost of delay.
• Team Leadership & Coaching: Lead, mentor, and develop PMs with differentiated coaching. Create decision frameworks that empower your team to move fast with clear guardrails.
• Outcome-Driven Execution: Adapt and enforce lightweight governance to track outcomes, risks, and accountability. Ensure PMs own delivery details, intervening only to unblock, align, or re-scope.
• Stakeholder & Executive Communication: Communicate product choices and trade-offs in business terms. Run crisp updates focused on impact, decisions, and risks.
• Data & Market Insight: Define and monitor OKRs/KPIs for your products and teams in alignment with the business objectives. Validate hypotheses through experiments and data, not just opinion.

THIS PERSON IS SOMEONE WITH

• Extensive Experience in Product Management with solid experience leading and coaching PMs.
• Portfolio Ownership A proven track record of owning a product portfolio and demonstrably lifting business metrics.
• Commercial Acumen A commercially minded and systemic thinker who can prioritise effectively under constraints.
• Leadership & Coaching A passion for developing PMs, delegating ownership, and holding a high bar for accountability and autonomy.
• Pragmatic Execution Strong product discovery practices coupled with a pragmatic, outcome-focused approach to delivery.
• Strategic Communication Exceptional stakeholder management skills and executive presence. You can frame choices, make trade-offs explicit, and write clear decision documents.
• High-Ownership Mindset Comfortable operating in a lean, fast-paced environment.
• Nice to Have Experience in lending, fintech, payments, B2B workflow products, or scaling internal risk/credit tooling.

PERKS & BENEFITS

Wellbeing: Free counselling, seasonal activities, Wellbeing Allowance, wellness room, flu shots

Work Life: Home Workspace Allowance, Purchased Leave, Parental Leave, Parental Flex Leave, Lumi Life Leave for challenging events, breastfeeding/expressing space

Social & Food: Monthly lunches, regular celebrations, stocked kitchen, beer & kombucha on tap, board games, ping pong, rooftop BBQs

Rewards & Recognition: Competitive pay, referral bonuses, shout-out recognitions

Community Support: Paid volunteer leave, diversity celebrations, company volunteer days

Career & Growth: Advancement opportunities, higher education sponsorship, hackathon