Agribusiness Credit Analyst

Agribusiness Credit Analyst (Australia)

Join Steward and Shape the Future of Finance for Regenerative Agriculture

Contracted · Australia

About Steward

Steward is a fast-growing private commercial lender and certified B Corporation with a unique mission: to promote environmental and economic stewardship by providing transformative and equitable financing for regenerative agriculture. Unlike traditional banks and financial institutions, we're entirely dedicated to financing regenerative farms and supply chains that positively impact our regional food systems. We create lasting partnerships with these businesses and work throughout the value chain—from farms to processors and retail brands—offering customized loan terms and expert guidance tailored to each project. Our rapid growth and expanding deal pipeline are a testament to increasing demand for our services. 

While our work has been focused in the U.S. since 2020, we funded our first commercial loan in Australia in 2024. We're now seeking talented underwriters in Australia to join our team and play a pivotal role in shaping the global future of finance in regenerative agriculture. Learn more about our work at

Role Description

Relationships are everything at Steward. You'll work with leaders in regenerative agriculture and regional food systems, supporting groundbreaking businesses and helping them secure the funding they need to thrive. You'll play a critical role in evaluating the financial viability of these innovative ventures, ensuring their success while safeguarding Steward's financial interests. This is a unique opportunity to combine financial expertise with human connections to make a lasting impact on the future of food.

Steward is fully remote and seeking underwriters on a contract basis for 20-40 hours per month. Depending on your experience and availability, responsibilities may include:

• Analyzing loan applications: Reviewing borrower information, financial statements, credit reports, and other documentation to assess creditworthiness and risk.

• Developing financial models: Creating sophisticated but easily decipherable models to assess the financial health and long-term viability of potential borrowers.

• Conducting business analyses: Performing comprehensive analyses, utilizing market research and industry insights, to determine alignment with Steward's lending criteria.

• Evaluating collateral: Assessing the value and quality of assets pledged as collateral to secure the loan.

• Calculating financial ratios: Evaluating the borrower's financial health and performance to provide insights into their liquidity, profitability, solvency, and efficiency.

• Reviewing legal documents: Examining loan agreements, title documents, and other legal paperwork to ensure compliance and accuracy.

• Communicating with Steward's lending team and borrowers: Maintaining clear and effective communication throughout the loan application and underwriting process.

• Preparing loan summaries and recommendations: Documenting the underwriting process and providing clear recommendations to loan committees or decision-makers.

• Making underwriting decisions: Presenting to the loan committee and gaining approval of loan applications based on established guidelines and risk assessment.

Ideal Candidates

We're searching for self-motivated individuals who bring a unique blend of skills, experience, and passion. You might be:

• A seasoned underwriter seeking to leverage your expertise for a greater purpose.

• An early-career professional eager to learn and grow in a fast-paced, impactful environment.

• A critical thinker ready to tackle complex challenges and develop innovative solutions.

• A financial expert with experience in related sectors like farming, food systems, small business, or commercial real estate.

• A mission-driven individual excited to contribute to a more sustainable and equitable food system.

• An Excel whiz with a knack for financial modeling.

Key Qualifications

In addition to the above, successful candidates will possess:

• Exceptional organizational skills and a keen eye for detail.

• Excellent communication skills to effectively collaborate with colleagues and borrower-clients.

• The ability to thrive in a remote, dynamic, startup environment.

• The ability to balance independent work with collaborative teamwork.

• Unwavering professional ethics and integrity.

• A Bachelor's degree or higher.

Why Work at Steward?

Steward offers a unique opportunity for underwriters to:

• Make a Tangible Impact: Directly contribute to building resilient regional food systems through innovative financial solutions.

• Work on the Cutting Edge: Support businesses that are developing innovative and impactful solutions in regenerative agriculture.

• Be Part of a Mission-Driven Team: Join a passionate and dedicated team committed to transforming finance and creating a sustainable future.

• Grow Professionally: Refine underwriting and risk assessment skills in a dynamic and rapidly growing company.

• Work with Flexibility: Enjoy the benefits of a remote, asynchronous position.

Steward provides a unique blend of purpose, challenge, and flexibility, making it an exciting and fulfilling workplace for underwriters passionate about making a difference. We hope you'll join us

Steward values a diverse workplace and is committed to creating an inclusive environment for all employees. We strongly encourage Black, Indigenous and people of color, LGBTQ+ individuals, women, people with disabilities, and members of other underrepresented communities to apply.

Apply for the job

Do you want to join our team as our new Financial Underwriter? Then we'd love to hear from you

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