Loans Assessor

2 weeks ago

Sydney, New South Wales, Australia Teachers Mutual Bank Full time $90,000 - $120,000 per year

About the Role

In this position, you will analyse financial information, assess collateral, and ensure loan applications meet our lending criteria and regulatory requirements.

You will work closely with customers, mobile bankers, and other stakeholders to facilitate a smooth and efficient lending process. Your attention to detail and sound judgment will be essential in protecting the bank's interests while helping our members achieve their financial goals.

This role offers the opportunity to contribute directly to our lending operations and gain valuable experience in a supportive and collaborative environment.

Key Responsibilities:

  • Evaluate secured loan applications, considering factors such as income, credit history, repayment capacity, and collateral valuation.
  • Review and verify supporting documentation to ensure accuracy and completeness.
  • Assess the value and legal aspects of collateral offered as security for loans.
  • Make sound credit decisions within delegated authority, adhering to TMBL's lending policies and regulatory guidelines.
  • Provide clear and concise feedback to stakeholders regarding loan applications.
  • Conduct quality assurance reviews to ensure compliance and identify trends.
  • Collaborate with internal teams and external partners to streamline the lending process.

About You:

You are a highly analytical and detail-oriented professional with a strong background in secured lending. You possess excellent judgment and a thorough understanding of credit risk assessment. You thrive in a fast-paced environment and are committed to providing exceptional service.

Skills and Experience:

  • 2+ years of experience holding a delegation authority (1 Million+) for secured credit
  • Demonstrated experience in secured lending assessment and approval
  • Strong analytical and decision-making skills, particularly in evaluating secured credit risk
  • Knowledge of secured lending products, policies, and procedures.
  • Familiarity with quality assurance methodologies
  • Excellent communication and interpersonal skills
  • Knowledge of the National Consumer Credit Protection Act and relevant industry standards

About us

Teachers Mutual Bank Limited is one of the largest mutual banks in Australia. We are a globally recognised socially responsible bank with profit-for-purpose as our business model and philosophy. At our Bank, social responsibility is built-in, not bolted on and drives our business practices, people, and products.   

We are proud to serve some of Australia's essential workers in education, emergency services and healthcare. We believe they deserve a bank that does good for their community.   

We have been named one of the World's Most Ethical Companies for ten years in a row and are a Certified B Corp Bank. Our employees embrace our organisation's values of passion, advocacy and sustainability, and contribute to a diverse and inclusive workplace culture founded on mutual respect, equality and a focus on striving to deliver exceptional member service.   

We work under a hybrid-working model to provide flexibility in the workplace. For more information about working conditions as well as our employee value proposition, please visit the careers page on our website at or find us on LinkedIn

How to apply

Please click the APPLY button and follow the prompts.   

Teachers Mutual Bank Ltd may conduct a background or reference check (or both) as part of the recruitment process. By applying you agree to cooperate fully in those procedures and understand that an offer is subject to the satisfactory outcome of those checks, at the discretion of Teachers Mutual Bank Ltd.

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