Credit Review Officer

1 week ago


Sydney, Australia ING Bank N.V. Full time

We’re on a digital transformation journey at ING and are looking for creative and passionate individuals who want to help us uplift customer experience and drive excellence.
An exciting new position is now available for a skilled Credit Review Officer to join our Mortgage Operations, Centre of Excellence Risk & Obligations team.
As a Credit Review Officer, you’ll be responsible for setting up, creating and embedding a superior credit risk management framework encompassing new originations policy, and portfolio management across retail portfolios - Mortgages, Cards, Personal Loans & SME loans. You’ll provide assurance on the appropriateness and effectiveness of the Retail Credit Risk controls in place to originate and manage the Bank's retail loan portfolio.
This role sits in the 1st line risk space and supports the monitoring of Delegated Lending Authorities across portfolios. You’ll play a key role in improving our lending processes and will be expected to provide feedback on enhancing policies to optimise the credit underwriting processes while managing risk.
This is a permanent position that can be based in either Sydney or Wyong.
What you’ll do
Review files for adherence to policy, underwriting guidelines and the quality of exception and deviation approvals.
Help design a risk-based sampling strategy to ensure maximum coverage of high-risk areas related to Mortgages, Cards, Personal Loans & SME Loans.
Line 1 report production - capture data and population of credit hindsight reporting (individual credit analysts and reporting summary reporting for lending operations).
Participate and provide support in activities related to credit review outcomes i.e. Data gathering for SOX testing.
What we’re looking for
Experience in a similar role with a focus on credit risk review or as a Senior Credit Assessor within financial services is ideal.
Currently or previously held a DLA (Delegated Lending Authority) or equivalent within residential mortgages (preferred) or within consumer lending.
A high attention to detail and excellent critical thinking skills.
The ability to communicate with stakeholders at different levels and manage relationships effectively.
Strong time management and organisational skills to work both autonomously and cohesively as part of a wider team.
What’s in it for you?
Drop everything and learn with over 16,000 professional and personal development courses to choose from
Discounted ING Health Insurance
An additional Rest Day to support your wellbeing
An IMPACT day to volunteer on approved sustainability activity
About Us
At ING, we want to make life simpler and more worthwhile - for everyone who banks with us, for the people who work with us, and the community at large, too.
When you come to work at ING, you’re joining a team where individuality isn’t just accepted, it’s encouraged. We’ve built a culture that’s fun, friendly and supportive - it’s the kind of place where you can be yourself and make the most of whatever you have to offer.
We give people the freedom to think differently, take ownership of their work, and make great things happen. We’re here to help you get ahead. And with our global network, there’s plenty of scope to take your career in new directions, perhaps even ones you’ve never considered.
We are all about celebrating success and as a result we are proud to be a WGEA Employer of Choice for Gender Equality and a certified Family Inclusive workplace.
Sound like the kind of place you’d feel at home? We’d love to hear from you.
(One last thing, ING operates a direct talent sourcing model. So no agency introductions, please.)
Need more?
Applications close Monday, the 9th of June.
Still in two minds?
LI-DNI



  • Sydney, New South Wales, Australia beBeeCreditRiskAssessor Full time $90,000 - $120,000

    Assessment and Credit ExpertOur Consumer and SMB credit assessment process relies on skilled professionals like you to review applications, mitigate risks, and maintain compliance with regulatory requirements.Key Responsibilities:Review consumer and small business credit applications for approval or denialAnalyze data from various sources, including credit...


  • Sydney, New South Wales, Australia BeathChapman Pte Ltd Full time

    The Role- Conduct gap credit analysis for each brand between the current Unsecured Credit Policy (for Credit Cards & Personal Loans) and Responsible Lending Policy requirements.- Provide reviews for each identified gap and seek advice from Credit Policy SMEs, Legal, and Compliance.- Develop recommendations based on the background of the variance, operational...


  • Sydney, New South Wales, Australia BeathChapman Pte Ltd Full time

    The RoleConduct gap credit analysis for each brand between the current Unsecured Credit Policy (for Credit Cards & Personal Loans) and Responsible Lending Policy requirements.Provide reviews for each identified gap and seek advice from Credit Policy SMEs, Legal, and Compliance.Develop recommendations based on the background of the variance, operational and...

  • Credit Officer

    12 hours ago


    Sydney, New South Wales, Australia Sharp & Carter Sydney North Shore Accounting Clerical Full time $90,000 - $120,000 per year

    About the Company:My client is a multi-national organisation based in North Ryde. You will be working in a busy, yet motivated Credit Team who are close knit and large in size, reporting into the Credit Manager. You will have your own ledger of customers and work in a friendly and collaborative environment. *The Responsibilities:*Reporting directly into the...

  • Credit Officer

    22 hours ago


    Sydney, Australia Boral Full time

    **Your next opportunity** Based at our North Ryde office, the Credit Officer is responsible for taking full responsibility for their own ledger including day to day management of a portfolio of Customers, and escalating issues as appropriate to the Credit Team Leader. The Credit Officer will ensure effective management of Boral’s credit risk and cash...

  • Credit Officer

    2 weeks ago


    Sydney, New South Wales, Australia Elders Rural Full time

    About the roleWe are looking for a Credit Officer to join the growing team on a fixed term, full time basis.In this role, you'll manage daily credit operations, including collections on high-value transactions, reviewing credit limits, and producing reports.You'll work closely with clients, branch teams, and management to ensure accounts are well-maintained...

  • Credit Officer

    2 weeks ago


    Sydney, New South Wales, Australia Hays Full time

    Credit officer required on a temp basis, with opportunity to go perm, for this large global business**Your new company**This large material handling company located in Moorebank is looking for an experienced Credit Officer to join their team on a temporary basis - with possibility to go permanent for the right person.**Your new role**- Collect the monies due...

  • Credit Officer

    2 weeks ago


    Sydney, New South Wales, Australia Boral Full time

    OverviewBased at our North Ryde office, the Credit Officer is responsible for day-to-day management of a portfolio of customers, taking full responsibility for their own ledger and escalating issues to the Credit Team Leader as appropriate. The Credit Officer will ensure effective management of Boral's credit risk and cash flow, ensuring timely and accurate...

  • Credit Officer

    2 weeks ago


    Sydney, New South Wales, Australia Boral Full time

    OverviewBased at our North Ryde office, the Credit Officer is responsible for day-to-day management of a portfolio of customers, taking full responsibility for their own ledger and escalating issues to the Credit Team Leader as appropriate. The Credit Officer will ensure effective management of Boral's credit risk and cash flow, ensuring timely and accurate...

  • Credit Officer

    5 days ago


    Sydney Western Suburbs, Australia HAYS Full time

    Immediate start! **Your new company is a business with diverse business operations looking to hire a Credit officer on an ongoing temp basis.** **Your new role will include but will not be limited to**: - Collection of overdue debts - Banking and allocation of payments - Perform credit review - Investigating and resolving branch /customer queries -...