Risk Manager

Permanent Full time - Sydney Location - Hybrid working model **How will I help?** Risk Manager within the Mortgage Credit Risk team with a focus on mortgage portfolio management and optimisation. This role will help establish and maintain "best practice" risk management policy and processes that support the stated risk appetite, product and customer strategy. The role will have a large focus on the development of analysis and insights to drive strategic changes that optimize portfolio performance and customer experience across multiple brands within the Westpac Group. **Key responsibilities will include**: - Technical / quantitative orientation - role requires a strong analytical background with a focus on using data, research, advance visualisation and analytics to improve the risk management of the mortgage portfolio. - Research and develop risk insights on significant portfolio performance trends, regional economic drivers, housing market dynamics and customer behaviours. - Development, implementation and monitoring of credit policies and strategies, such as property valuation, serviceability assessment, scorecards, comprehensive credit bureau, to improve portfolio profitability and customer experience. - Develop and enhance portfolio reporting with advanced data visualisation to discover deeper portfolio insights. - Maintaining effective partnership with key stakeholders by providing timely support in relation to credit risk, business development and portfolio management initiatives. **What’s in it for me?** You’ll play a significant part of the future of a business that has been around for 200 years. Our purpose is to create better futures together. So, we’ll back you in the development of your career, internal career prospects, and flexible working. You’ll also keep learning to grow your career, backed by a fantastic team of people with a can-do, supportive structure. Whatever shape your family takes, we offer generous paid and unpaid parental leave for your nominated primary and support carers. This includes leave to organise adoptions, surrogacy, and foster care arrangements. And we continue to pay your super contributions while you take all the time you need to get your new family settled. **What do I need?** - Tertiary qualifications (Statistics / Math / Actuarial / Business). - Proficient with data extraction, manipulation and analysis. - Strong programming skills with experience in SAS and SQL preferred. - Strong Excel skills with Tableau experience preferred - Practical experience in risk analytic or credit portfolio management **What’s it like to work there?** We are a collaborative team of passionate people with a shared ambition to make a difference for our customers, our communities and each other. At Westpac, making a difference means creating impact, unlocking our own and each other’s passions, and transformative success stories to create better futures together. As well as competitive remuneration and a great culture, joining the Westpac family gives you access to a wide range of employee benefits to help you manage your priorities - whether that means family life, work/life balance, ambition to grow or all the little perks in between. We’ll empower you to shape your career path. Through personalised upskilling, mentoring, and training opportunities, you’re in control of where you start and how you’ll grow. As an equal opportunity employer, we are proud to have created a culture and work environment that values diversity and flexibility - and champions inclusion. Hear from some of our people and their experiences working with us. **How do I apply?** Start here. Just click on the **APPLY**or **APPLY NOW**button. **Do you need reasonable adjustments during the recruitment process?