Sme Underwriter

**Working hours**:37.5 hours per week, Monday to Friday

**Duration**:Permanent

**Location**:Melbourne, Sydney, Brisbane, Adelaide or Perth.

**Job ref**:REQ204105

**About the role**:** Ansvar Australia**, who are proudly part of **Benefact Group**, are looking for a **SME Underwriter** to join our team. We are flexible on location for this role.

Joining our rapidly expanding and innovative Group presents a fantastic opportunity to develop your career and become an integral part of an inclusive, purpose-led organisation.

The SME Underwriter is responsible for the personal underwriting of small to medium renewal cases, with less complex risk within the SME portfolio of business, and in accordance with the Company’s laid down strategies to support the profitable growth of the business.

The primary objective is to deliver professional and efficient customer service to achieve profitable premium growth and underwriting profitability in our core segments

**Key responsibilities**:

- Personal underwriting of the SME portfolio with particular focus on renewals, and new business policies as required
- Act as the first point of contact for all SME underwriting related matters and issues, providing considered guidance and advice when appropriate and escalating when appropriate
- Build and maintain effective relationships with all clients, brokers and distribution customers placing business with Ansvar
- Assist the Regional Manager and Product and Underwriting Team in the underwriting and management of the SME portfolio of business
- Contribute to the alignment of risk and compliance management practises within the SME portfolio by sitting at the first line of defence

**Knowledge, skills and experience***:
- Proven underwriting capability within the insurance sector
- Strong personal, written and verbal communication skills with the ability to establish rapport and negotiate with key internal and external stakeholders to achieve Company objectives
- Proven track record of meeting KPIs/business goals and targets
- Up to date knowledge in most aspects of general insurance including a practical understanding of commercial insurance principles, policies, pricing, reinsurance, claims and risk management

**What we offer**:

- Learning and Development opportunities
- Employee Referral Program
- Flu Vaccinations
- Reward & Recognition Program
- Competitive Parental Leave Arrangement
- Purchase additional Annual Leave opportunity
- A range of Wellbeing and Safety benefits available to colleagues and their families
- Volunteering opportunities provided throughout the year
- Flexible working conditions are part of our DNA, and our hybrid working practices enable colleagues to collaborate effectively whilst balancing personal needs
- Community Education Grant Program - Ansvar staff can participate in the review and selection of the Grant recipients each year, to determine who receives funding from Ansvar’s profit pool
- Participation in Ansvar’s short term incentive scheme

**About us**:
**Benefact Group** is a unique international financial services Group made up of over 30 businesses. We are owned by a charity and have been the 3rd largest UK corporate donor over a decade, having given away £250 million since 2014. We have ambitious plans to become the UK’s number one corporate donor, with strategic objectives in place to double the Group’s size.

We believe it’s essential to attract, empower, grow and reward talented people, offering fantastic opportunities for career and personal development. Our giving ethos, 135-year history and the diversity of what we do, has enabled us to build a culture of kindness, great ambition, and of passionate people driven to do better and be better.

**_ If you need any additional support during the recruitment process, then please let us know._**_ _**
- Directory of Social Change’s UK Guides to Company Giving 2017-26_